2165 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2165 Opal Rdg, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,537 sqft · built 1994
Lot Size0.221 acres (9,646 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (May 2015)
Tax Bill$8,842 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN219-504-13-00

Property Details

APN / Parcel Number

Primary APN219-504-13-00
Alternative APN
  • 2195018700

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,537 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area9,646 sqft (0.221 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2195018700
Street Address2165 OPAL RDG
CityVISTA
StateCA
Zip92081-8803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPI
Legal DescriptionLOT 200 TR 012430
Legal SubdivisionVISTA #88-1 PH 1
Legal Tract012430
Legal Block3
Legal Lot Number200
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3019
Census Tract19905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2332 MIRA SOL DR, VISTA, CA 92084-7933
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2015 · Amount on Record
Deed SaleMay 8, 2015 · Amount on Record
Prior SaleJul 9, 2014 · Amount on Record
Deed Document Number2015231281
Prior Transfer DateDec 9, 1993
Prior Transfer Doc0000846318
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2165 OPAL RDG, VISTA, CA 92081-8803
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2165 OPAL RDG, VISTA, CA 92081-8803

Mortgage

Document Number0000329729
DateApr 29, 2021
Instrument2021-0329729
Lender
NameAMNET ESOP CORPORATION
TypeNon-Lending Institution
AddressCHULA VISTA, CA 91910
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$717,135 (+2%) Land $405,926 Building $311,209
2025$8,842.00 (+8.03%)$703,074 (+4.04%) Land $397,967 Building $305,107
2023$8,185.00 (+0.23%)$675,774 Land $382,514 Building $293,260
2022$8,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Opal Rdg

Nearby Streets

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