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2166 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2166 Opal Rdg, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,537 sqft · built 1994
Lot Size0.189 acres (8,248 sqft)
Owner2 Individual Names on Record
Last Sale$949,000 (Jan 2024)
Tax Bill$11,755 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN219-500-02-00

Property Details

APN / Parcel Number

Primary APN219-500-02-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,537 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area8,248 sqft (0.189 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2166 OPAL RDG
CityVISTA
StateCA
Zip92081-8814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPI
Legal DescriptionLOT 19 TR 012430
Legal SubdivisionVISTA #88-1 PH 1
Legal Tract012430
Legal Block3
Legal Lot Number19
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3014
Census Tract19905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2166 OPAL RDG, VISTA, CA 92081-8814
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2024 · Amount on Record
Deed SaleJan 2, 2024 · Amount on Record
Prior SaleAug 22, 2008 · Amount on Record
Deed Document Number2024698
Prior Transfer DateJul 14, 2005
Prior Transfer Doc0000613104
Record UpdatedOct 29, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 2, 2024
Property Address2166 OPAL RDG, VISTA, CA 92081-8814
Document Number0000000698
Map ReferenceMAP 12430
Instrument DateDec 11, 2023
Instrument2024-0000698
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2166 OPAL RDG, VISTA, CA 92081-8814

Mortgage

Document Number0000000699
DateJan 2, 2024
Instrument2024-0000699
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$987,339 (+2%) Land $572,220 Building $415,119
2025$11,755.00 (+71.26%) Homeowner's exemption$967,980 (+72.64%) Land $561,000 Building $406,980
2023$6,864.00 (+0.23%) Homeowner's exemption$560,686 Land $247,542 Building $313,144
2022$6,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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