2156 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2156 Opal Rdg, Vista, CA 92081 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage2,316 sqft Living Area
Lot Size6,995 sqft (0.161 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2006)
Tax Bill$8,766.00 (2025)

Property Details

APN / Parcel Number

Primary APN219-504-09-00
Alternative APN
  • 2195010900

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,316 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area6,995 sqft (0.161 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number2195010900
Street Address2156 OPAL RDG
CityVISTA
StateCA
Zip92081-8802
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 14 TR 012430
Legal SubdivisionVISTA #88-1
Legal Tract012430
Legal Block3
Legal Lot Number14
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3022
Census Tract19905

Owner

Source: San Diego County records · APN 219-504-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2156 OPAL RDG, VISTA, CA 92081-8802
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 21, 2019Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2006 · Amount on Record
Deed SaleSep 22, 2006 · Amount on Record
Prior SaleDec 30, 1991 · Amount on Record
Deed Doc Number2006675661
Last Transfer DateJul 08, 2016
Transfer Doc0000350543
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2156 OPAL RDG, VISTA, CA 92081-8802
Transaction TypeMortgage
Record UpdatedSep 08, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2156 OPAL RDG, VISTA, CA 92081-8802

Mortgage

Document Number0000613707
DateAug 30, 2021
Instrument2021-0613707
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2156 OPAL RDG, VISTA, CA 92081-8802
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000354651
DateAug 21, 2019
Instrument2019-0354651
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2156 OPAL RDG, VISTA, CA 92081-8802
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2156 OPAL RDG, VISTA, CA 92081-8802

Mortgage

Document Number0000635090
DateOct 19, 2020
Instrument2020-0635090
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$717,415 (+2%) Land $341,626 Building $375,789
2025$8,766.00 (+8.06%) Homeowner's exemption$703,349 (+4.04%) Land $334,928 Building $368,421
2023$8,112.00 (+0.25%) Homeowner's exemption$676,039 Land $321,923 Building $354,116
2022$8,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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