San Diego County property record for 2164 Opal Rdg, Vista, CA 92081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,259 sqft · built 1994 |
| Lot Size | 0.179 acres (7,810 sqft) |
| Owner | Company Name on File |
| Last Sale | $450,000 (Oct 2003) |
| Tax Bill | $8,048 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-500-01-00 |
| Primary APN | 219-500-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,259 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 7,810 sqft (0.179 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2164 OPAL RDG |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92081-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPI |
| Legal Description | LOT 18 TR 012430 |
| Legal Subdivision | 88-1 VISTA PH I |
| Legal Tract | 012430 |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 19905 |
2164 Opal Rdg is owned by a company that acquired it in June 2010 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2164 OPAL RDG, VISTA, CA 92081-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2003 · Amount on File |
| Deed Sale | Oct 9, 2003 · Amount on File |
| Prior Sale | Aug 14, 2000 · Amount on File |
| Deed Document Number | 20031246474 |
| Last Transfer Date | Jun 3, 2010 |
| Transfer Doc | 0000289392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2164 OPAL RDG, VISTA, CA 92081-8814 |
| Document Number | 0000238827 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2164 OPAL RDG VISTA CA 920818814, VISTA, CA 92081-8814 |
| Document Number | 0000238827 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 238827 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2048 |
The 2025 property tax bill for 2164 Opal Rdg was $8,048 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $652,570 (+2%) Land $174,017 Building $478,553 | |
| 2025 | $8,048.00 Homeowner's exemption | $639,775 Land $170,605 Building $469,170 |
| 2023 | $7,451.00 (+0.24%) Homeowner's exemption | $614,933 Land $163,981 Building $450,952 |
| 2022 | $7,433.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2164 Opal Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2164 Opal Rdg is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Spectrum, T-Mobile, Verizon.
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