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216 Islander Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 216 Islander Dr, Emerald Isle, NC 28594

Property Summary

Property TypeHotel
Details30,908 sqft · built 2018
Lot Size1.03 acres (45,085 sqft)
OwnerCompany Name on Record
Last Sale$2,550,000 (Jan 2021)
Tax Bill$13,634 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN5383.10.46.4795000

Property Details

APN / Parcel Number

Primary APN5383.10.46.4795000
Alternative APNs
  • 546981
  • 59515

Interior

Stories3 Stories
Building Area30,908 sqft Total Area
1st Floor Area6,856 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Construction TypeSteel Frame
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area45,085 sqft (1.03 acres)
Lot Dimensions150 ft deep x 315 ft wide
Pool Area544 sqft
Deck Area120 sqft
Canopy448 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number59515
Street Address216 ISLANDER DR
CityEMERALD ISLE
StateNC
Zip28594-2429
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Legal Description300 FT HWY 58 & REED DR EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block46
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2003
Census Tract970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address216 ISLANDER DR, EMERALD ISLE, NC 28594-2429
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Warranty Deed, Transfer · Commercial Mortgage
PROVIDENCE BANK
Jan 17, 2018Trustee's Deed, Construction Loan · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2021 · Amount on Record
Deed SaleJan 7, 2021 · Amount on Record
Deed Document Number20211703084
Deed Book / Page1703 / 84
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 7, 2021
Property Address216 ISLANDER DR, EMERALD ISLE, NC 28594-2429
Document Number0017030084
Book / Page1703 / 84
Instrument DateJan 5, 2020
Instrument1703084
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4118, EMERALD ISLE, NC 28594-4118

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 ISLANDER DR, EMERALD ISLE, NC 28594-2429

Mortgage

Document Number0017030085
DateJan 7, 2021
Book Page1703/85
Instrument1703085
Lender
NamePROVIDENCE BANK
TypeBank
AddressROCKY MOUNT, NC 27804
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCARTERET NC
Recording DateJan 17, 2018
Property Address216 ISLANDER DR, EMERALD ISLE, NC 28594-2429
Document Number0015970330
Book / Page001597 / 000330
Instrument DateJan 16, 2018
Transaction TypeConstruction Loan
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address216 ISLANDER DR EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594

Mortgage

Document Number15970330
DateJan 17, 2018
Book Page001597/000330
Lender
NameBRANCH BK&TR
TypeBank
Address2806 ARENDELL ST, MOREHEAD CITY, NC 28557-3317
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,102,071 (-) Land $689,040 Building $3,413,031$4,102,071 (-) Land $689,040 Building $3,413,031
2025$13,634.00 (+22.75%)$4,102,071 (+79.35%) Land $689,040 Building $3,413,031$4,102,071 (+79.35%) Land $689,040 Building $3,413,031
2023$2,287,142 Land $542,000 Building $1,745,142$2,287,142 Land $542,000 Building $1,745,142
2022$11,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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