207 Islander Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 207 Islander Dr, Emerald Isle, NC 28594

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1 ba · 860 sqft · built 2021
Lot Size0.012 acres (523 sqft)
OwnerCompany Name on File
Last Sale$159,000 (Aug 2021)
Tax Bill$698 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5383.10.46.5265003

Property Details

APN / Parcel Number

Primary APN5383.10.46.5265003
Alternative APNs
  • 551516
  • 54487

Interior

Full Baths1 Bath
Units6 Units
Building Area860 sqft Total Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood Shingle
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood
Lot Area523 sqft (0.012 acres)
Canopy48 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number54487
Street Address207 ISLANDER DR
CityEMERALD ISLE
StateNC
Zip28594-1103
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionVILLAGE WEST CONDOS - UNIT 3
Legal SubdivisionVILLAGE WEST CONDOS AT EMERALD ISLE
Legal Unit3
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2000
Census Tract970904

Owner

207 Islander Dr, a commercial property, is owned by a company that bought it in August 2021.

Source: Carteret County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address829 KEITH RD, WAKE FOREST, NC 27587-9817
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2021 · Amount on File
Deed SaleAug 17, 2021 · Amount on File
Deed Document Number20211735034
Deed Book / Page1735 / 34
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 17, 2021
Property Address207 ISLANDER DR, EMERALD ISLE, NC 28594-1103
Document Number0017350034
Book / Page1735 / 34
Map ReferenceMB 1730 PG 183
Instrument DateJul 21, 2021
Instrument1735034
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2418, MOREHEAD CITY, NC 28557-2418

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 KEITH RD, WAKE FOREST, NC 27587-9817

Mortgage

Document Number0001735035
DateAug 17, 2021
Instrument1735-035
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 207 Islander Dr was $698.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,839 (-) Building $181,839$181,839 (-) Building $181,839
2025$698.00$181,839 Building $181,839$181,839 Building $181,839
2023$142,491 Building $142,491$142,491 Building $142,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Islander Dr in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 Islander Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Islander Dr

Nearby Streets

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