201 Islander Dr, Unit A2, Emerald Isle, NC 28594 Property Records

Carteret County property record for 201 Islander Dr, Unit A2, Emerald Isle, NC 28594

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,324 sqft · built 2021
Owner2 Individual Names on File
Last Sale$820,000 (Nov 2023)
Tax Bill$2,965 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5383.10.46.514400G

Property Details

APN / Parcel Number

Primary APN5383.10.46.514400G
Alternative APNs
  • 553886
  • 21989

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units4 Units
Stories3 Stories
Building Area2,324 sqft Heated Area
Gross Area1,474 sqft
Utility Area20 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Exterior MaterialFiber Cement Siding
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Utility Building8 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21989
Street Address201 ISLANDER DR, A2
CityEMERALD ISLE
StateNC
Zip28594-2467
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAGE WEST CONDOS - UNIT G
Legal SubdivisionVILLAGE WEST CONDOS AT EMERALD ISLE
Legal UnitG
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2000
Census Tract970904

Owner

201 Islander Dr, Unit A2 is owned by two individuals who bought it in November 2023.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address114 HOGAN RIDGE CT, CHAPEL HILL, NC 27516-4318
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2023 · Amount on File
Deed SaleNov 3, 2023 · Amount on File
Deed Document Number20231813143
Deed Book / Page1813 / 143
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateNov 3, 2023
Property Address201 ISLANDER DR UNIT A2, A2, EMERALD ISLE, NC 28594-2467
Document Number0018130143
Book / Page1813 / 143
Map ReferenceMB 1730 PG 183
Instrument DateOct 31, 2023
Instrument1813143
Transaction TypeTransfer
Record UpdatedNov 17, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 HOGAN RIDGE CT, CHAPEL HILL, NC 27516-4318

Mortgage

Document Number0001813144
DateNov 3, 2023
Instrument1813144
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2028
Change Frequency5 Years
Min Rate At Change4.62%
Max Rate At Change8.62%
Index5-Year CMT
Max Rate12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 201 Islander Dr, Unit A2 was $2,965.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$868,824 (-) Building $868,824$868,824 (-) Building $868,824
2025$2,965.00$868,824 Building $868,824$868,824 Building $868,824
2023$481,377 Building $481,377$481,377 Building $481,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Islander Dr, Unit A2 in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 201 Islander Dr, Unit A2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Islander Dr

Nearby Streets

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