Carteret County property record for 203 Islander Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.88 acres (82,285 sqft) |
| Owner | Company Name on Record |
| Last Sale | $630,000 (Jun 2017) |
| Deeds & Mortgages | Aug 2021 Line of Credit Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5383.10.46.2176000 |
| Primary APN | 5383.10.46.2176000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 82,285 sqft (1.88 acres) |
|---|
| Pool Area | 810 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 256 sqft |
| Bath House | 199 sqft |
| Account Number | 64625 |
|---|---|
| Street Address | 203 ISLANDER DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL B - ISLANDER DR PARCEL B - ISLANDER DR EMERALD ISLE EMERALD ISLE |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970904 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3722 SHIPYARD BLVD, C, WILMINGTON, NC 28403-6165 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 14, 2023 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on Record |
| Deed Sale | Jun 2, 2017 · Amount on Record |
| Deed Document Number | 20171577312 |
| Deed Book / Page | 1577 / 312 |
| Last Transfer Date | Apr 14, 2023 |
| Transfer Doc | 0017960340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 203 ISLANDER DR, EMERALD ISLE, NC 28594-2429 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0017340203 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 1734/203 |
| Instrument | 1734203 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 14, 2023 |
| Property Address | 203 ISLANDER DR, EMERALD ISLE, NC 28594-2429 |
| Document Number | 0017960340 |
| Book / Page | 1796 / 340 |
| Map Reference | MB 10T PG 544 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 1796340 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3722 SHIPYARD BLVD STE C, C, WILMINGTON, NC 28403-6165 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $152,593 (-) Building $152,593 | $152,593 (-) Building $152,593 |
| 2025 | $152,593 Building $152,593 | $152,593 Building $152,593 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
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