2157 Gardner Rd, Hamilton, OH 45013 Property Records

Butler County property record for 2157 Gardner Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,120 sqft · built 1981
Lot Size	0.46 acres (20,038 sqft)
Owner	Owner Name on Record
Last Sale	$119,500 (Sep 1999)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B1020-120.000-028`

Property Details

APN / Parcel Number

Primary APN	`B1020-120.000-028`
Alternative APNs	`0000500` `74302` `74965`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Gross Area	1,040 sqft
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Split Level
Exterior Material	Combination
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000500
Old Parcel Number	B1020120.000028
Street Address	2157 GARDNER RD
City	HAMILTON
State	OH
Zip	45013-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118 ENT GREEN-VIEW NORTH
Legal Subdivision	GREEN-VIEW
Legal Lot Number	118
Jurisdiction	BUTLER OH
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3026
Census Tract	15000

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2157 GARDNER RD, HAMILTON, OH 45013-9321
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AURGROUP FINANCIAL CU
Apr 6, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Oct 28, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 1999 · Amount on Record
Deed Sale	Sep 15, 1999 · Amount on Record
Prior Sale	Jun 24, 1994 · Amount on Record
Deed Document Number	0000071449
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2157 GARDNER RD, HAMILTON, OH 45013-9321
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020316
Date	Jul 3, 2023
Book Page	9988/338
Instrument	2023-00020316

Lender

Name	AURGROUP FINANCIAL CU
Type	Credit Union
Address	FAIRFIELD, OH 45014

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 28, 2038

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2157 GARDNER RD, HAMILTON, OH 45013-9321
Document Number	0000015530
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2157 GARDNER RD HAMILTON OH 450139321, HAMILTON, OH 45013-9321

Mortgage

Document Number	0000015530
Date	May 8, 2019
Book Page	009285/000096
Instrument	15530

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2157 GARDNER RD, HAMILTON, OH 45013-9321
Document Number	0000044685
Book / Page	009100 / 000023
Instrument Date	Oct 28, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2157 GARDNER RD HAMILTON OH 450139321, HAMILTON, OH 45013-9321

Mortgage

Document Number	0000044685
Date	Nov 8, 2017
Book Page	009100/000023
Instrument	44685

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Hanover Township
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,644.00 (+1.81%)	$73,470 (-) Land $13,920 Building $59,550	$209,920 (-) Land $39,780 Building $170,140
2023	$2,597.00 (+19.4%)	$73,470 (+34.09%) Land $13,920 Building $59,550	$209,920 (+34.09%) Land $39,780 Building $170,140
2022	$2,175.00	$54,790 Land $13,920 Building $40,870
2020			$156,550 Land $39,780 Building $116,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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