2145 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2145 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1998
Lot Size	0.335 acres (14,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Oct 2021)
Tax Bill	$4,194 (2025)
Deeds & Mortgages	Dec 2021 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0495-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0495-0120`
Alternative APNs	`00443416` `443416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,133 sqft
1st Floor Area	1,552 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,571 sqft (0.335 acres)
Lot Dimensions	135 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	267 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00443416
Street Address	2145 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 495 LOT 12 ORB 1146 PG 1148 ORB 1186 PG 58
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	495
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2056
Census Tract	41106

Owner

Source: Hernando County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2145 DEBORAH DR, SPRING HILL, FL 34609-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer SOUTHEAST TITLE
Oct 5, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	202174565
Deed Book / Page	4065 / 778
Prior Transfer Date	Aug 30, 1996
Prior Transfer Doc	1084000962
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 3, 2021
Property Address	2145 DEBORAH DR, SPRING HILL, FL 34609-3827
Document Number	0040941323
Book / Page	4094 / 1323
Map Reference	MB 8 PG 38-53
Instrument Date	Dec 2, 2021
Instrument	2021091399
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SOUTHEAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 LEISURE LN, 65, SWANNANOA, NC 28778-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 DEBORAH DR, SPRING HILL, FL 34609-3827

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2021
Property Address	2145 DEBORAH DR, SPRING HILL, FL 34609-3827
Document Number	0040650778
Book / Page	4065 / 778
Map Reference	MB 8 PG 38-53
Instrument Date	Sep 29, 2021
Instrument	2021074565
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11673 PARK BLVD, 11673, SEMINOLE, FL 33772-5202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 DEBORAH DR, SPRING HILL, FL 34609-3827

Mortgage

Document Number	4065780
Date	Oct 5, 2021
Instrument	4065/780

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,194.00 (+20.52%) Homeowner's exemption	$284,814 (+5.99%)	$295,829 (+6.88%) Land $58,721 Building $237,108
2023		$268,725 (+3%) Land $35,676 Building $233,049
2022	$3,480.00 Homeowner's exemption	$260,898 Land $32,930 Building $227,968	$276,794 Land $40,507 Building $236,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tillman Fiber.

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