215 Fraser St, Yale, MI 48097 Property Records

St. Clair County property record for 215 Fraser St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,284 sqft · built 1978
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$84,500 (Jul 2018)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-600-0054-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-600-0054-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	97 ft deep x 132 ft wide
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 FRASER ST
City	YALE
State	MI
Zip	48097-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 5 ORCHARD HILL ADDITION TO THE VILLAGE OF BROCKWAY CENTRE
Legal Subdivision	ORCHARD HILL ADDITION
Legal Block	5
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1000
Census Tract	655100

Owner

215 Fraser St is owned and occupied by two individuals who acquired it in January 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 FRASER ST, YALE, MI 48097-2927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK
Jan 19, 2021	Affidavit, Transfer TRANSNATION TTL AGCY GREAT L
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage TRI COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Jan 31, 2011 · Amount on File
Deed Document Number	201816809
Deed Book / Page	4970 / 788
Last Transfer Date	Jan 5, 2021
Transfer Doc	5303203
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	215 FRASER ST, YALE, MI 48097-2927
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 FRASER ST, YALE, MI 48097-2927

Mortgage

Document Number	5295530
Date	Dec 30, 2020
Book Page	5295/530
Instrument	2020033148

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

January 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 19, 2021
Property Address	215 FRASER ST, YALE, MI 48097-2927
Document Number	5303203
Book / Page	5303 / 203
Map Reference	LB 8 PG 71
Instrument Date	Jan 5, 2021
Instrument	2021001284
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TRANSNATION TTL AGCY GREAT L

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8896 MASON RD, 8896, LYNN, MI 48097-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 FRASER ST, YALE, MI 48097-2927

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 25, 2018
Property Address	215 FRASER ST, YALE, MI 48097-2927
Document Number	4970788
Book / Page	4970 / 788
Map Reference	LB 08 PG 71
Instrument Date	Jul 17, 2018
Instrument	2018016809
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8896 MASON RD, LYNN, MI 48097-1011

Mortgage

Document Number	2018016810
Date	Jul 25, 2018
Instrument	2018016810

Lender

Name	TRI COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 215 Fraser St was $2,396 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,500 (+8.34%)	$161,000
2025	$2,396.00 (+4.04%) Homeowner's exemption	$74,300
2024	$2,303.00		$148,600
2023		$60,200
2022	$2,122.00		$120,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Fraser St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Fraser St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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