215 E Lark Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 215 E Lark Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,296 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2020)
Tax Bill	$8,977 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-20-277-027`

Property Details

APN / Parcel Number

Primary APN	`09-20-277-027`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,296 sqft Building Perimeter
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75.2 ft wide
Garage Type	Attached
Garage Area	320 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	0920277027
Street Address	215 E LARK AVE
City	CORTLAND
State	IL
Zip	60112-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 147 - NEUCORT LAKES - UNIT 3
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	147
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4084
Census Tract	1600

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 E LARK AVE, CORTLAND, IL 60112-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FEDEX EMPLOYEES CREDIT ASSN FCU
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	Apr 19, 2005 · Amount on File
Deed Document Number	20201441
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	215 E LARK AVE, CORTLAND, IL 60112-4035
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	SURE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E LARK AVE, CORTLAND, IL 60112-4035

Mortgage

Document Number	0000007615
Date	Oct 27, 2023
Instrument	2023007615

Lender

Name	FEDEX EMPLOYEES CREDIT ASSN FCU
Type	Credit Union
Address	MEMPHIS, TN 38132

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Sep 25, 2028

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	215 E LARK AVE, CORTLAND, IL 60112-4035
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	BAYSHORE TITLE AGENCY, BAYSHORE TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 WALNUT DR SHOREWOOD CO 60112, SHOREWOOD, CO 60112

Mortgage

Document Number	1442
Date	Feb 19, 2020
Instrument	1442

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,824 (+20.37%) Land $14,175 Building $85,649	$299,472 (+20.37%) Land $42,525 Building $256,947
2024	$8,977.00
2023		$82,928 Land $12,467 Building $70,461	$248,784 Land $37,401 Building $211,383

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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