202 E Lark Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 202 E Lark Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,866 sqft · built 2006
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Jul 2022)
Tax Bill	$10,035 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-20-276-019`

Property Details

APN / Parcel Number

Primary APN	`09-20-276-019`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,866 sqft Building Perimeter
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	115 ft deep x 56.2 ft wide
Garage Type	Attached
Garage Area	569 sqft
Porch	Open Porch
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	0920276019
Street Address	202 E LARK AVE
City	CORTLAND
State	IL
Zip	60112-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 150 - NEUCORT LAKES - UNIT THREE
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	150
Legal Unit	THRE
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4087
Census Tract	1600

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	741 KRPAN CT, DEKALB, IL 60115-2477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jun 3, 2019	Deed of Trust, Mortgage · Conventional with PMI MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Jul 20, 2005 · Amount on Record
Deed Document Number	20226636
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	202 E LARK AVE, CORTLAND, IL 60112-4035
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000879
Date	Feb 6, 2024
Instrument	2024000879

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Sep 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	202 E LARK AVE, CORTLAND, IL 60112-4035
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000070
Date	Jan 4, 2023
Instrument	2023000070

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	202 E LARK AVE, CORTLAND, IL 60112-4035
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005456
Date	Apr 28, 2021
Instrument	2021005456

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 12, 2022
Property Address	202 E LARK AVE, CORTLAND, IL 60112-4035
Document Number	0000006636
Map Reference	DOC 2004002345
Instrument Date	Jun 30, 2022
Instrument	2022006636
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E LARK AVE, CORTLAND, IL 60112-4035

Mortgage

Document Number	0000006637
Date	Jul 12, 2022
Instrument	2022006637

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	202 E LARK AVE, CORTLAND, IL 60112-4035
Document Number	0000004870
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E LARK AVE CORTLAND IL 601124035, CORTLAND, IL 60112-4035

Mortgage

Document Number	0000004870
Date	Jun 11, 2019
Instrument	4870

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2034

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,553 (+13.7%) Land $14,175 Building $99,378	$340,659 (+13.7%) Land $42,525 Building $298,134
2024	$10,035.00
2023		$99,872 Land $12,467 Building $87,405	$299,616 Land $37,401 Building $262,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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