DeKalb County property record for 195 E Lark Ave, Cortland, IL 60112
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,096 sqft · built 2004 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,500 (Jan 2005) |
| Tax Bill | $7,813 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-277-024 |
| Primary APN | 09-20-277-024 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Building Area | 1,096 sqft Building Perimeter |
| 1st Floor Area | 1,096 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Retaining Wall |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 58.5 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Account Number | 0920277024 |
|---|---|
| Street Address | 195 E LARK AVE |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 144 - NEUCORT LAKES - UNIT 3 |
| Legal Subdivision | NEUCORT LAKES |
| Legal Lot Number | 144 |
| Legal Unit | 3 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4084 |
| Census Tract | 1600 |
195 E Lark Ave is owned and occupied by two individuals who bought it in January 2005.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 E LARK AVE, CORTLAND, IL 60112-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2005 · Amount on File |
| Deed Sale | Jan 19, 2005 · Amount on File |
| Deed Document Number | 20051103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 195 E LARK AVE, CORTLAND, IL 60112-4034 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | PRECISION TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001303 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021001303 |
| Name | C & R MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | NILES, IL 60714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,723 Land $14,175 Building $70,548 | $254,169 Land $42,525 Building $211,644 | |
| 2024 | $7,813.00 | ||
| 2023 | $70,583 Land $12,467 Building $58,116 | $211,749 Land $37,401 Building $174,348 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 195 E Lark Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 E Lark Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND serves 4,398 people · EPA ID IL0370051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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