214 E Lark Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 214 E Lark Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,860 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Sep 2025)
Tax Bill	$5,000 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-20-276-021`

Property Details

APN / Parcel Number

Primary APN	`09-20-276-021`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,860 sqft Building Perimeter
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 75.5 ft wide
Garage Type	Attached
Garage Area	580 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	0920276021
Street Address	214 E LARK AVE
City	CORTLAND
State	IL
Zip	60112-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 - NEUCORT LAKES - UNIT THREE
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	148
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4087
Census Tract	1600

Owner

214 E Lark Ave is owned and occupied by an individual who bought it in September 2025.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	214 E LARK AVE, CORTLAND, IL 60112-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Feb 14, 2005 · Amount on File
Deed Document Number	20257277
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	214 E LARK AVE, CORTLAND, IL 60112-4035
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016705
Date	Dec 27, 2021
Instrument	2021016705

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 15, 2025
Property Address	214 E LARK AVE, CORTLAND, IL 60112-4035
Document Number	0000007277
Instrument Date	Sep 12, 2025
Instrument	2025007277
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E LARK AVE, CORTLAND, IL 60112-4035

Mortgage

Document Number	0000007278
Date	Sep 15, 2025
Instrument	2025007278

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,015 (+6.37%) Land $14,175 Building $90,840	$315,045 (+6.37%) Land $42,525 Building $272,520
2024	$5,000.00 Homeowner's exemption Senior Citizen's exemption	$98,726 (+16.56%) Land $13,326 Building $85,400	$296,178 (+16.56%) Land $39,978 Building $256,200
2023		$84,702 Land $12,467 Building $72,235	$254,106 Land $37,401 Building $216,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 214 E Lark Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 E Lark Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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