1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. 10th St

112 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 112 10th St, Saint Cloud, FL 34769 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,252 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$189,000 (2018)
Tax Bill$2,796.00 (2025)

Property Details

APN / Parcel Number

Primary APN77582
Alternative APN
  • 012630000101180085

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,252 sqft Heated Area
Gross Area1,892 sqft Gross Area
1st Floor1,252 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width125 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area320 sqft Garage

Exterior Amenities

Pool Area153 sqft Pool
FenceFence
Shed1 Shed
Shed Area120 sqft Shed
Deck Area340 sqft Deck
PorchFinished/Screened Porch
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number77582
Street Address112 10TH ST
CitySAINT CLOUD
StateFL
Zip34769-3449
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33/34 BLK 118 E 75 FT OF LOTS 8-12 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block118
Legal Lot Number8 9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5062
Census Tract43500

Owner

Source: Osceola County records · APN 77582

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2241 8TH ST, SAINT CLOUD, FL 34769-3113
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Quit Claim Deed, Transfer
Quitclaim Document
Mar 01, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
EMORTGAGE FUNDING LLC
May 24, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2018 · Amount on Record
Deed SaleMay 24, 2018 · Amount on Record
Prior SaleMay 24, 2018 · Amount on Record
Deed Doc Number0053391963
Deed Book / Page5339 / 1963
Last Transfer DateFeb 12, 2026
Transfer Doc0069221102
Record RefreshedJun 08, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 12, 2026
Property Address112 10TH ST, SAINT CLOUD, FL 34769-3449
Document Number0069221102
Book / Page6922 / 1102
Map ReferenceMB B PG 33&34
Instrument DateFeb 11, 2026
Instrument2026020228
Transaction TypeTransfer
Record UpdatedMar 03, 2026

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name
Address2241 8TH ST, SAINT CLOUD, FL 34769-3113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2241 8TH ST, SAINT CLOUD, FL 34769-3113

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address112 10TH ST, SAINT CLOUD, FL 34769-3449
Transaction TypeMortgage
Record UpdatedMar 11, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 10TH ST, SAINT CLOUD, FL 34769-3449

Mortgage

Document Number0061602146
DateMar 01, 2022
Book Page6160/2146
Instrument2022032761
Lender
NameEMORTGAGE FUNDING LLC
AddressTROY, MI 48084
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2018
Property Address112 10TH ST, SAINT CLOUD, FL 34769-3449
Document Number0053391963
Book / Page5339 / 1963
Map ReferenceMB B PG33&34
Instrument DateMay 24, 2018
Instrument2018082098
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,323.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1827 W 23RD ST, 1827, ERIE, PA 16502-2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 10TH ST, SAINT CLOUD, FL 34769-3449

Mortgage

Document Number2018082099
DateMay 24, 2018
Instrument2018082099
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,796.00 (+6.55%) Homeowner's exemption$199,128 (+5.99%)$315,700 (+9.73%) Land $55,000 Building $260,700
2023$2,624.00 (+3.8%) Homeowner's exemption$187,881 (+3%)$287,700 (+10.06%) Land $50,000 Building $237,700
2022$2,528.00 Homeowner's exemption$182,409$261,400 Land $45,000 Building $216,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures