2148 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 2148 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1995
Square Footage	4,786 sqft Living Area
Lot Size	174,240 sqft (4 acres)
Garage	936 sqft
Occupancy	Owner Occupied
Last Sale	$553,000 (2020)
Tax Bill	$2,417.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-02-10-0-000-014.008`
Alternative APNs	`200289` `146641`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,786 sqft Living Area
1st Floor	2,815 sqft 1st Floor
Upper Floors	1,971 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	174,240 sqft (4 acres)
Parking Spaces	4 Parking Spaces
Garage Area	936 sqft Garage
Pool Area	1,008 sqft Pool
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	146641
Street Address	2148 E UPPER RIVER RD
City	DECATUR
State	AL
Zip	35603-5926
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SEC 10, T6S, R3W; TH SO 2242.93', TH NE'LY 103.25'; TH NE 442.5'; TO TPOB TH CONT NE 486.5', TH SO 628.6', T
Legal Range	3W
Legal Township	6S
Legal Section	10
Jurisdiction	MORGAN AL
Minor Civil Division	SOMERVILLE
Census Blockgroup	3
Census Block	3100
Census Tract	5404

Owner

Source: Morgan County records · APN 11-02-10-0-000-014.008

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2148 E UPPER RIVER RD, DECATUR, AL 35603-5926
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Veterans Administration Mortgage CALIBER HOME LOANS INC
Jul 06, 2020	Deed, Transfer · Veterans Administration Mortgage CALIBER HOME LOANS INC
May 16, 2017	Quit Claim Deed, Transfer Quitclaim Document

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2020 · Amount on Record
Deed Sale	Jul 06, 2020 · Amount on Record
Prior Sale	May 16, 2017 · Amount on Record
Deed Book / Page	2020 / 5555
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	DEED2017/04106
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	2148 E UPPER RIVER RD, DECATUR, AL 35603-5926
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/5227
Date	Jan 27, 2022
Book Page	2022/5227

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 06, 2020
Property Address	2148 E UPPER RIVER RD, DECATUR, AL 35603-5926
Document Number	02020/5555
Book / Page	2020 / 5555
Instrument Date	Jun 25, 2020
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 CHESTNUT OAK DR, PEACHTREE CITY, GA 30269-5659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 E UPPER RIVER RD, DECATUR, AL 35603-5926
Investor	Possibly a Property Investor

Mortgage

Document Number	2020/28392
Date	Jul 06, 2020
Book Page	2020/28392

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	FLINT, MI 48502

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	May 16, 2017
Property Address	2148 E UPPER RIVER RD, DECATUR, AL 35603-5926
Document Number	DEED2017/04106
Book / Page	DEED2017 / 04106
Instrument Date	May 11, 2017
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Tax	$131.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12200 MEADOWS LN, 12200, ALPHARETTA, GA 30005-6785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 VENUS CT UNIT 108, 108, FORT WALTON BEACH, FL 32548-6058

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,417.00 (-0.29%) Homeowner's exemption	$66,070 (-0.27%) Land $4,890 Building $61,180	$660,700 (-0.27%) Land $48,900 Building $611,800
2024		$66,250 (-3.4%) Land $4,890 Building $61,360	$662,500 (-3.4%) Land $48,900 Building $613,600
2023	$2,424.00 (+1.51%) Homeowner's exemption	$68,580 (+5.04%) Land $4,890 Building $63,690	$685,800 (+5.04%) Land $48,900 Building $636,900
2022	$2,388.00 Homeowner's exemption	$65,290 Land $4,450 Building $60,840	$652,900 Land $44,500 Building $608,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

2148 E Upper River Rd, Decatur, AL 35603 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Upper River Rd

Nearby Streets

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