Morgan County property record for 1996 E Upper River Rd, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,350 sqft · built 1978 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Feb 2022) |
| Tax Bill | $599 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2022 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-02-09-0-003-009.001 |
| Primary APN | 11-02-09-0-003-009.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 110754 |
|---|---|
| Street Address | 1996 E UPPER RIVER RD |
| City | DECATUR |
| State | AL |
| Zip | 35603-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 NE1/4 BEG INT NE ROW CO RD 40 & E LINE TH NW 374.35' ON ROW TH NE 216.68' TO E LINE TH SO 396.01' ON E LINE TO POB |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 09 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3093 |
| Census Tract | 5404 |
Source: Morgan County records · APN 11-02-09-0-003-009.001
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2011 E UPPER RIVER RD, DECATUR, AL 35603-5925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 01, 2022 | Administrator's Deed, Transfer · Line of Credit PROSPERITY BANK |
| Feb 01, 2022 | Administrator's Deed, Transfer · Line of Credit PROSPERITY BANK |
| Feb 01, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2022 · Amount on Record |
| Deed Sale | Feb 01, 2022 · Amount on Record |
| Prior Sale | Feb 01, 2022 · Amount on Record |
| Deed Book / Page | 2022 / 1203 |
| Prior Transfer Date | Jul 05, 2006 |
| Prior Transfer Doc | 2006/05281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1996 E UPPER RIVER RD, DECATUR, AL 35603-5922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022/38479 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 2022/38479 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 01, 2022 |
| Property Address | 1996 E UPPER RIVER RD, DECATUR, AL 35603-5922 |
| Document Number | 02022/1200 |
| Book / Page | 2022 / 1200 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 437 AUTUMNWOOD DR SW, DECATUR, AL 35601-5657 |
| Name | Verified Name |
|---|---|
| Address | 2011 E UPPER RIVER RD, DECATUR, AL 35603-5925 |
| Document Number | 02022/5788 |
|---|---|
| Date | Feb 01, 2022 |
| Book Page | 2022/5788 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | SOMERVILLE, AL 35670 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 01, 2022 |
| Property Address | 1996 E UPPER RIVER RD, DECATUR, AL 35603-5922 |
| Document Number | 02022/1200 |
| Book / Page | 2022 / 1200 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 437 AUTUMNWOOD DR SW, DECATUR, AL 35601-5657 |
| Name | Verified Name |
|---|---|
| Address | 2011 E UPPER RIVER RD, DECATUR, AL 35603-5925 |
| Document Number | 0020225788 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 2022/5788 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 01, 2022 |
| Property Address | 1996 E UPPER RIVER RD, DECATUR, AL 35603-5922 |
| Document Number | 02022/1203 |
| Book / Page | 2022 / 1203 |
| Instrument Date | Jan 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 WILLIAMSON ST SE, MARIETTA, GA 30060-2453 |
| Name | Verified Name |
|---|---|
| Address | 2011 E UPPER RIVER RD, DECATUR, AL 35603-5925 |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $599.00 (+2.92%) Homeowner's exemption | $17,450 (+2.59%) Land $1,560 Building $15,890 | $174,500 (+2.59%) Land $15,600 Building $158,900 |
| 2024 | $17,010 (-) Land $1,420 Building $15,590 | $170,100 (-) Land $14,200 Building $155,900 | |
| 2023 | $582.00 (+75.83%) Homeowner's exemption | $17,010 (+283.97%) Land $1,420 Building $15,590 | $170,100 (+283.97%) Land $14,200 Building $155,900 |
| 2022 | $331.00 | $4,430 Land $1,420 Building $3,010 | $44,300 Land $14,200 Building $30,100 |
Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
Based on FCC filings for 70 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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