Morgan County property record for 2011 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,350 sqft · built 2000 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Mar 2021 Line of Credit Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-02-09-0-003-014.002 |
| Primary APN | 11-02-09-0-003-014.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 80774 |
|---|---|
| Street Address | 2011 E UPPER RIVER RD |
| City | DECATUR |
| State | AL |
| Zip | 35603-5925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT THE NE COR OF SEC 9 T6S R3W; TH W 1320'; SO 93'; SE 2102' ALG SW R/W OF CO RD 40 TO POB; TH SW 311.87'; SE 50'; NE 299 |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 09 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 5404 |
Source: Morgan County records · APN 11-02-09-0-003-014.002
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2011 E UPPER RIVER RD, DECATUR, AL 35603-5925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 2011 E UPPER RIVER RD, DECATUR, AL 35603-5925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/17685 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 2021/17685 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 2011 E UPPER RIVER RD, DECATUR, AL 35603-5925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/9168 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 2021/9168 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 107 Months |
| Due | Jan 20, 2030 |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,460 (+2.5%) Land $870 Building $10,590 | $114,600 (+2.5%) Land $8,700 Building $105,900 | |
| 2024 | $11,180 (-2.02%) Land $790 Building $10,390 | $111,800 (-2.02%) Land $7,900 Building $103,900 | |
| 2023 | Homeowner's exemption Disabled Person's exemption | $11,410 Land $790 Building $10,620 | $114,100 Land $7,900 Building $106,200 |
Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| FlashFiber | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 50 |
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