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2188 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 2188 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage3,303 sqft Living Area
Lot Size609,840 sqft (14 acres)
Garage1,600 sqft
OccupancyOwner Occupied
Last Sale$86,000 (2010)
Tax Bill$2,336.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-02-10-0-000-014.011
Alternative APNs
  • 139171
  • 67725

Interior

Full Baths2 Baths
Building Area3,303 sqft Living Area
1st Floor3,038 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area609,840 sqft (14 acres)
Parking Spaces6 Parking Spaces
Garage Area1,600 sqft Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number139171
Street Address2188 E UPPER RIVER RD
CityDECATUR
StateAL
Zip35603-5926
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT NW COR OF NW1/4 OF SEC 10, T6S, R3W, TH E 975'S TO POB TH E 440'S, TH S 2640'S, TH W 80'S, TH 1300'S, TH W 330'S, TH N
Legal Range3W
Legal Township6S
Legal Section10
JurisdictionMORGAN AL
Minor Civil DivisionSOMERVILLE
Census Blockgroup3
Census Block3100
Census Tract5404

Owner

Source: Morgan County records · APN 11-02-10-0-000-014.011

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2188 E UPPER RIVER RD, DECATUR, AL 35603-5926
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Apr 11, 2022Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2010 · Amount on Record
Deed SaleDec 30, 2010 · Amount on Record
Deed Book / Page2010 / 7777
Record RefreshedSep 20, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionMORGAN AL
Recording DateApr 11, 2022
Property Address2188 E UPPER RIVER RD, DECATUR, AL 35603-5926
Document Number02022/4072
Book / Page2022 / 4072
Instrument DateMar 31, 2022
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2188 E UPPER RIVER RD, DECATUR, AL 35603-5926

Mortgage

Document Number2022/18188
DateApr 11, 2022
Book Page2022/18188
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionMORGAN AL
Recording DateApr 11, 2022
Property Address2188 E UPPER RIVER RD, DECATUR, AL 35603-5926
Document Number02022/4072
Book / Page2022 / 4072
Instrument DateMar 31, 2022
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2188 E UPPER RIVER RD, DECATUR, AL 35603-5926

Mortgage

Document Number0202218188
DateApr 11, 2022
Instrument2022/18188
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,336.00 (+0.13%)$63,850 (+0.09%) Land $11,230 Building $52,620$638,500 (+0.09%) Land $112,300 Building $526,200
2024$63,790 (-) Land $11,230 Building $52,560$637,900 (-) Land $112,300 Building $525,600
2023$2,333.00 (+29.76%) Homeowner's exemption$63,790 (+28.92%) Land $11,230 Building $52,560$637,900 (+28.92%) Land $112,300 Building $525,600
2022$1,798.00 Homeowner's exemption$49,480 Land $10,200 Building $39,280$494,800 Land $102,000 Building $392,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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