2128 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2128 E River Rd, Cortland, NY 13045 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,230 sqft · built 1813
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2020)
Tax Bill	$3,754 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113089 77.00-02-15.000`

Property Details

APN / Parcel Number

Primary APN	`113089 77.00-02-15.000`
Alternative APN	`308907700000020150000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,230 sqft Living Area
1st Floor Area	1,680 sqft
2nd Floor Area	800 sqft
Upper Floors Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1813
Effective Year Built	Effective 1813
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Patio
Porch Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2128 E RIVER RD
City	CORTLAND
State	NY
Zip	13045-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	CORTLAND NY
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1057
Census Tract	970202

Owner

Source: Cortland County and Homer Town records · APN 113089 77.00-02-15.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2128 E RIVER RD, CORTLAND, NY 13045-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2020 · Amount on Record
Deed Sale	Sep 08, 2020 · Amount on Record
Deed Document Number	20204158
Record Updated	Jun 08, 2026

September 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CORTLAND NY
Recording Date	Sep 08, 2020
Property Address	2128 E RIVER RD, CORTLAND, NY 13045-9755
Document Number	0000004158
Instrument Date	Jun 10, 2020
Instrument	2020-04158
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 E RIVER RD, CORTLAND, NY 13045-8721

Mortgage

Document Number	0000004159
Date	Sep 08, 2020
Instrument	2020-04159

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cortland County and Homer Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Homer Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,754.00 (-4.36%)	$205,000 (-) Land $20,400 Building $184,600	$305,970 (+2.99%) Land $30,448 Building $275,522
2023	$3,925.00	$205,000 Land $20,400 Building $184,600	$297,101 Land $29,565 Building $267,536

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239702021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Low above 7% of the US · above 11% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.