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  5. Centennial St

21400 Centennial St, Saint Clair Shores, MI 48081 Property Records

Macomb County property record for 21400 Centennial St, Saint Clair Shores, MI 48081

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,068 sqft · built 1955
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on File
Last Sale$238,000 (Nov 2025)
Tax Bill$6,756 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN09-14-22-177-016

Property Details

APN / Parcel Number

Primary APN09-14-22-177-016
Alternative APN
  • 1422177016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,068 sqft Living Area
1st Floor Area1,068 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions139 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address21400 CENTENNIAL ST
CitySAINT CLAIR SHORES
StateMI
Zip48081-3110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionCENTENNIAL FARM SUB'N NO. 2 (L30, P36) LOT 91
Legal SubdivisionCENTENNIAL FARM SUB
Legal Lot Number91
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group2
Census Block2011
Census Tract251300

Owner

21400 Centennial St is owned and occupied by an individual who bought it in November 2025.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address1701 GARDENIA AVE, 301, ROYAL OAK, MI 48067-2144
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
NATIONS MORTGAGE LLC
Nov 6, 2025Warranty Deed, Transfer · Conventional Mortgage
NATIONS MORTGAGE LLC
Oct 20, 2023Warranty Deed, Transfer · Line of Credit
BUILDER CIRCLE WAREHOUSE 1 LLC
Jun 17, 2022Quit Claim Deed, Transfer
Quitclaim
Nov 4, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 19, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2025 · Amount on File
Deed SaleNov 6, 2025 · Amount on File
Prior SaleOct 20, 2023 · Amount on File
Deed Document Number2025100113
Deed Book / Page30377 / 467
Prior Transfer DateJun 17, 2022
Prior Transfer Doc0000076669
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21400 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3110
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyUNKNOWN, JCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 GARDENIA AVE 301, 301, ROYAL OAK, MI 48067-2144

Mortgage

Document Number2500098821
DateNov 3, 2025
Book Page30370/143
Instrument202500098821
Lender
NameNATIONS MORTGAGE LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateNov 6, 2025
Property Address21400 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3110
Document Number2500100113
Book / Page30377 / 467
Map ReferenceLB 30 PG 36
Instrument DateOct 31, 2025
Instrument202500100113
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyPREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13854 LAKESIDE CIR STE 311, 311, STERLING HEIGHTS, MI 48313-1445

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 GARDENIA AVE APT 301, 301, ROYAL OAK, MI 48067-2144

Mortgage

Document Number0000370143
DateNov 6, 2025
Instrument30370/143
Lender
NameNATIONS MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 20, 2023
Property Address21400 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3110
Document Number2300089461
Book / Page29347 / 371
Map ReferenceLB 30 PG 36
Instrument DateOct 11, 2023
Instrument202300089461
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyPREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45808 WARWICK DR, MACOMB, MI 48044-4066

Transferred To (Grantee/Buyer)

NameVerified Name
Address21400 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3110

Mortgage

Document Number2300089462
DateOct 20, 2023
Instrument202300089462
Lender
NameBUILDER CIRCLE WAREHOUSE 1 LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateJun 17, 2022
Property Address21400 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3110
Document Number2200076669
Book / Page28664 / 127
Instrument DateJun 17, 2022
Instrument202200076669
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21400 CENTENNIAL ST, 21400, SAINT CLAIR SHORES, MI 48081-3110

Transferred To (Grantee/Buyer)

NameVerified Name
Address45808 WARWICK DR, MACOMB, MI 48044-4066

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateNov 4, 2020
Property Address21400 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3110
Document Number0000133462
Book / Page027119 / 000758
Instrument DateOct 19, 2020
Instrument133462
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21400 CENTENNIAL ST ST CLAIR SHORES MI 480813110, ST CLAIR SHORES, MI 48081-3110

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateJan 19, 2017
Property Address21400 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3110
Document Number0000006927
Book / Page024507 / 000893
Instrument DateJan 3, 2017
Instrument6927
Transaction TypeTransfer
Record UpdatedFeb 6, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21400 CENTENNIAL ST ST CLAIR SHORES MI 480813110, ST CLAIR SHORES, MI 48081-3110

Tax Assessment & Valuation

The 2025 property tax bill for 21400 Centennial St was $6,756 with a homeowner's exemption, down 0.4% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLakeview Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,500 (+11.06%)$229,000 (+11.06%)
2025$6,756.00 (-0.38%) Homeowner's exemption$103,100$206,200
2024$6,782.00
2023$87,100$174,200
2022$2,391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21400 Centennial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21400 Centennial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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