Macomb County property record for 21317 Centennial St, Saint Clair Shores, MI 48081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,065 sqft · built 1955 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Jan 2017) |
| Tax Bill | $4,067 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-22-176-033 |
| Primary APN | 09-14-22-176-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,065 sqft Living Area |
| 1st Floor Area | 1,065 sqft |
| Basement Area | 1,065 sqft |
| Unfinished Basement | 1,065 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 145 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 21317 CENTENNIAL ST |
|---|---|
| City | SAINT CLAIR SHORES |
| State | MI |
| Zip | 48081-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | CENTENNIAL FARM SUB'N NO. 2 (L30, P36) LOT 63 |
| Legal Subdivision | CENTENNIAL FARM SUB |
| Legal Lot Number | 63 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ST. CLAIR SHORES |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 251300 |
21317 Centennial St is owned and occupied by an individual who acquired it in April 2019.
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21317 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| May 21, 2019 | Quit Claim Deed, Transfer OTHER |
| Jan 10, 2017 | Warranty Deed, Transfer · FHA Mortgage INDEPENDENCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on File |
| Deed Sale | Jan 10, 2017 · Amount on File |
| Prior Sale | Aug 25, 2016 · Amount on File |
| Deed Document Number | 20177003983 |
| Deed Book / Page | 24494 / 379 |
| Last Transfer Date | Apr 29, 2019 |
| Transfer Doc | 0000055731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21317 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3111 |
| Document Number | 0000052816 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21317 CENTENNIAL ST ST CLAIR SHORES MI 480813111, ST CLAIR SHORES, MI 48081-3111 |
| Document Number | 0000052816 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 026679/000129 |
| Instrument | 52816 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 30, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 21, 2019 |
| Property Address | 21317 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3111 |
| Document Number | 0000055731 |
| Book / Page | 025970 / 000784 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 55731 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21317 CENTENNIAL ST ST CLAIR SHORES MI 480813111, ST CLAIR SHORES, MI 48081-3111 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 10, 2017 |
| Property Address | 21317 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3111 |
| Document Number | 0000003983 |
| Book / Page | 24494 / 379 |
| Map Reference | LB 30 PG 36 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 7003983 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27320 HARPER AVE, 27320, SAINT CLAIR SHORES, MI 48081-1934 |
| Name | Verified Name |
|---|---|
| Address | 21317 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3111 |
| Document Number | 0000003984 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 24494/380 |
| Instrument | 7003984 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 21317 Centennial St was $4,067 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | St. Clair Shores City |
| Unified School District | Lakeview Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,000 (+4.08%) | $250,000 (+4.08%) | |
| 2025 | $4,067.00 Homeowner's exemption | $120,100 | $240,200 |
| 2023 | $103,100 | $206,200 | |
| 2022 | $3,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21317 Centennial St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21317 Centennial St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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