Macomb County property record for 21320 Centennial St, Saint Clair Shores, MI 48081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,068 sqft · built 1955 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-22-177-014 |
| Primary APN | 09-14-22-177-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 139 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 21320 CENTENNIAL ST |
|---|---|
| City | SAINT CLAIR SHORES |
| State | MI |
| Zip | 48081-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | CENTENNIAL FARM SUB'N NO. 2 (L30, P36) LOT 89 |
| Legal Subdivision | CENTENNIAL FARM SUB |
| Legal Lot Number | 89 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ST. CLAIR SHORES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 251300 |
21320 Centennial St is owned and occupied by an individual who acquired it in June 2013.
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21320 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2013 |
| Transfer Doc | 0000093057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21320 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21320 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109 |
| Document Number | 2300085392 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 29328/627 |
| Instrument | 202300085392 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 21320 Centennial St was $2,689 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | St. Clair Shores City |
| Unified School District | Lakeview Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,200 (+5.71%) | $218,400 (+5.71%) | |
| 2025 | $2,689.00 Homeowner's exemption | $103,300 | $206,600 |
| 2023 | $87,200 | $174,400 | |
| 2022 | $2,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21320 Centennial St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21320 Centennial St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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