21401 Centennial St, Saint Clair Shores, MI 48081 Property Records

Macomb County property record for 21401 Centennial St, Saint Clair Shores, MI 48081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,066 sqft · built 1955
Lot Size0.166 acres (7,231 sqft)
Owner2 Individual Names on File
Tax Bill$2,671 (2025)
Deeds & MortgagesOct 2025 Transfer
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-14-22-176-036

Property Details

APN / Parcel Number

Primary APN09-14-22-176-036
Alternative APN
  • 1422176036

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft
Basement Area1,066 sqft
Unfinished Basement1,066 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area7,231 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
Garage TypeDetached
Garage Area537 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address21401 CENTENNIAL ST
CitySAINT CLAIR SHORES
StateMI
Zip48081-3112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionCENTENNIAL FARM SUB'N NO. 2 (L30, P36) LOT 60
Legal SubdivisionCENTENNIAL FARM SUB
Legal Lot Number60
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group2
Census Block2008
Census Tract251300

Owner

21401 Centennial St is owned and occupied by two individuals who acquired it in October 2025.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5623 GOLDFISH ST, LUTZ, FL 33558-5901
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Intrafamily Transfer, Transfer
Mar 10, 2022Quit Claim Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 21, 2025
Transfer Doc0000096317
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateOct 27, 2025
Property Address21401 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3112
Document Number2500096317
Book / Page30357 / 857
Map ReferenceLB 30 PG 36
Instrument DateOct 21, 2025
Instrument202500096317
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21401 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3112

Transferred To (Grantee/Buyer)

NameVerified Name
Address21401 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3112

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateMar 10, 2022
Property Address21401 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3112
Document Number2200032187
Book / Page28481 / 174
Map ReferenceLB 30 PG 36
Instrument DateMar 3, 2022
Instrument202200032187
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyHBI TITLE SERVICES INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address28013 GREATER MACK AVE, 28013, SAINT CLAIR SHORES, MI 48081-2961

Transferred To (Grantee/Buyer)

NameVerified Name
Address21401 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3112

Mortgage

Document Number2200032188
DateMar 10, 2022
Instrument202200032188
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 21401 Centennial St was $2,671 with a homeowner's exemption, up 2.5% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLakeview Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,200 (+5.45%)$224,400 (+5.45%)
2025$2,671.00 (+2.53%) Homeowner's exemption$106,400$212,800
2024$2,605.00
2023$89,800$179,600
2022$2,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21401 Centennial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21401 Centennial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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