214 W Willow St, Normal, IL 61761 Property Records

McLean County property record for 214 W Willow St, Normal, IL 61761

Property Summary

Property Type	Commercial
Details	20 bd · 158,508 sqft · built 2012
Lot Size	3.13 acres (136,342 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Jul 2011)
Tax Bill	$412,521 (2023)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-204-056`

Property Details

APN / Parcel Number

Primary APN	`14-28-204-056`

Interior

Bedrooms	20 Beds
Total Rooms	80 Rooms
Stories	3 Stories
Building Area	158,508 sqft Living Area
1st Floor Area	55,573 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Roof Type	Gable
Lot Area	136,342 sqft (3.13 acres)
Lot Dimensions	423 ft deep x 285 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	214 W WILLOW ST
City	NORMAL
State	IL
Zip	61761-1791
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R1C
Legal Description	THE LODGE ON WILLOW SUB LOT 1 (EX N144, E63.5)
Legal Subdivision	THE LODGE ON WILLOW SUB
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3015
Census Tract	107

Owner

214 W Willow St, a commercial property, is owned by a company that bought it in July 2011.

Source: McLean County records, as of April 8, 2026

Owner of Record	Company Name on File
Mailing Address	311 S MAIN ST, NORMAL, IL 61761-2968
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage MORTON COMMUNITY BANK
Feb 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FIRST CU
Oct 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2011 · Amount on File
Deed Sale	Jul 29, 2011 · Amount on File
Prior Sale	Apr 13, 2007 · Amount on File
Deed Document Number	201116643
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	214 W WILLOW ST, NORMAL, IL 61761-1791
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700009840
Date	Jun 6, 2017
Instrument	2017-00009840

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	214 W WILLOW ST, NORMAL, IL 61761-1791
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002791
Date	Feb 27, 2019
Instrument	2019-00002791

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2029

Interest

Rate Type	Adjustable Rate
Rate	4.27%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	214 W WILLOW ST, NORMAL, IL 61761-1791
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900017998
Date	Oct 31, 2019
Instrument	2019-00017998

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2029

Interest

Rate	1.57%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,819,900 Land $535,785 Building $4,284,115	$14,459,700 Land $1,607,355 Building $12,852,345
2023	$412,521.00 (+2.17%)	$4,819,900 Land $490,915 Building $4,328,985	$14,459,714 Land $1,472,746 Building $12,986,968
2022	$403,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 W Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 W Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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