304 W Willow St, Normal, IL 61761 Property Records

McLean County property record for 304 W Willow St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,610 sqft · built 1907
Lot Size	0.115 acres (5,006 sqft)
Owner	Company Name on Record
Last Sale	$362,500 (Feb 2018)
Tax Bill	$3,136 (2024)
Deeds & Mortgages	May 2026 Sale May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-203-040`

Property Details

APN / Parcel Number

Primary APN	`14-28-203-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	957 sqft
Basement Area	942 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Roof Material	Asphalt
Lot Area	5,006 sqft (0.115 acres)
Lot Dimensions	111 ft deep x 45 ft wide
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 W WILLOW ST
City	NORMAL
State	IL
Zip	61761-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	TOWN SURVEY 1898 LOT 26 TO 30 CAPEN & COS SUB LOT 14
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	CAPEN & COS SUB
Legal Lot Number	26
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3009
Census Tract	107

Owner

Source: McLean County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	311 S MAIN ST, NORMAL, IL 61761-2968
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 7, 2019	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Feb 13, 2018	Warranty Deed, Transfer · Line of Credit PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	20182609
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 2, 2026
Property Address	304 W WILLOW ST, NORMAL, IL 61761-2418
Document Number	0000006034
Instrument Date	Apr 2, 2026
Instrument	20266034
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	311 S MAIN ST, NORMAL, IL 61761-2968

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	304 W WILLOW ST, NORMAL, IL 61761-2418
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900006707
Date	May 7, 2019
Instrument	2019-00006707

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 19, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 13, 2018
Property Address	304 W WILLOW ST, NORMAL, IL 61761-2418
Document Number	201800002609
Instrument Date	Feb 8, 2018
Instrument	2018-00002609
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE, MCCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$543.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	311 S MAIN ST, NORMAL, IL 61761-2968

Mortgage

Document Number	201800002610
Date	Feb 13, 2018
Instrument	2018-00002610

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 18, 2028

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,155 (+21.89%) Land $12,646 Building $29,509	$126,465 (+21.89%) Land $37,938 Building $88,527
2024	$3,136.00 (+5.95%)
2023	$2,960.00	$34,585 Land $10,375 Building $24,210	$103,755 Land $31,125 Building $72,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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