310 W Willow St, Normal, IL 61761 Property Records

McLean County property record for 310 W Willow St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	16 bd · 4,208 sqft · built 1998
Lot Size	0.23 acres (9,990 sqft)
Owner	Individual Name on Record
Tax Bill	$10,661 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-28-203-037`

Property Details

APN / Parcel Number

Primary APN	`14-28-203-037`

Interior

Bedrooms	16 Beds
Units	8 Units
Stories	3 Stories
Building Area	4,208 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,990 sqft (0.23 acres)
Lot Dimensions	111 ft deep x 90 ft wide
Garage Area	1,312 sqft

Location & Zoning

Street Address	310 W WILLOW ST
City	NORMAL
State	IL
Zip	61761-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Description	TOWN SURVEY 1898 LOT 26 TO 30 CAPEN & COS SUB LOT 11
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	CAPEN & COS SUB
Legal Lot Number	26
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3009
Census Tract	107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 S MAIN ST, NORMAL, IL 61761-2968
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Aug 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS EQUITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	310 W WILLOW ST, NORMAL, IL 61761-2418
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COUNTRY CLUB PL, BLOOMINGTON, IL 61701-3443

Mortgage

Document Number	202200007461
Date	Apr 21, 2022
Instrument	2022-00007461

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2032

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	310 W WILLOW ST, NORMAL, IL 61761-2418
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100020229
Date	Aug 20, 2021
Instrument	2021-00020229

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

Interest

Rate	3.37%
Min Rate At Change	3.37%
Index	1-Year LIBOR
Max Rate	6.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,679 (-) Land $18,773 Building $112,906	$395,037 (-) Land $56,319 Building $338,718
2024	$10,661.00 (-5.4%)
2023	$11,270.00	$131,679 Land $14,152 Building $117,527	$395,037 Land $42,456 Building $352,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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