118 W Willow St, Normal, IL 61761 Property Records

McLean County property record for 118 W Willow St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	9 bd · 2,976 sqft · built 1982
Lot Size	0.201 acres (8,773 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Mar 2008)
Tax Bill	$6,316 (2024)
Deeds & Mortgages	Jun 2018 Line of Credit Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-28-229-010`

Property Details

APN / Parcel Number

Primary APN	`14-28-229-010`

Interior

Bedrooms	9 Beds
Units	6 Units
Stories	2 Stories
Building Area	2,976 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,773 sqft (0.201 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 W WILLOW ST
City	NORMAL
State	IL
Zip	61761-5493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Description	FIRST ADD TO NORMAL LOT 10 BLK B
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	FIRST ADD
Legal Block	B
Legal Lot Number	10
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1001
Census Tract	106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6 ANN ARBOR CT, BLOOMINGTON, IL 61705-8831
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Jan 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2008 · Amount on Record
Deed Sale	Mar 12, 2008 · Amount on Record
Deed Document Number	20086664
Last Transfer Date	Sep 24, 2008
Transfer Doc	0000026797
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	118 W WILLOW ST, NORMAL, IL 61761-5493
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010464
Date	Jun 29, 2018
Instrument	2018-00010464

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2023

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 11, 2018
Property Address	118 W WILLOW ST, NORMAL, IL 61761-5493
Document Number	201800000810
Instrument Date	Jan 2, 2018
Instrument	2018-00000810
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ANN ARBOR CT, BLOOMINGTON, IL 61705-8831

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,901 (+21.89%) Land $22,955 Building $61,946	$254,703 (+21.89%) Land $68,865 Building $185,838
2024	$6,316.00 (+5.96%)
2023	$5,961.00	$69,655 Land $18,833 Building $50,822	$208,965 Land $56,499 Building $152,466

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Watch TV.

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