214 Summit St, Petoskey, MI 49770 Property Records

Emmet County property record for 214 Summit St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft
Lot Size	0.11 acres (4,814 sqft)
Owner	Company Name on Record
Last Sale	$232,000 (May 2019)
Tax Bill	$3,632 (2024)
Deeds & Mortgages	Jun 2019 Sale May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-126-027`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-126-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,452 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Lot Area	4,814 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	214 SUMMIT ST
City	PETOSKEY
State	MI
Zip	49770-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-2
Legal Description	SHAW & MCMILLAN'S 3RD ADD. N 45' OF LOTS 10 & 11 BLK 3 SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	SHAW & MCMILLANS 3RD ADD
Legal Block	3
Legal Lot Number	10-11
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1080
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 PETOSKEY ST, PETOSKEY, MI 49770-2480
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Warranty Deed, Transfer
May 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Feb 7, 2005 · Amount on Record
Deed Document Number	20195164824
Deed Book / Page	1211 / 903
Transfer Doc	1212/810
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 13, 2019
Property Address	214 SUMMIT ST, PETOSKEY, MI 49770-2540
Document Number	1212/810
Book / Page	1212 / 810
Instrument	5165730
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530W LAKE ST, PETOSKEY, MI 49770-2225

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 3, 2019
Property Address	214 SUMMIT ST, PETOSKEY, MI 49770-2540
Document Number	1211/903
Book / Page	1211 / 903
Instrument Date	May 1, 2019
Instrument	5164824
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530W LAKE ST, PETOSKEY, MI 49770-2225

Mortgage

Document Number	5164825
Date	May 3, 2019
Instrument	5164825

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001211/903
Date	May 3, 2019
Book Page	1211/903
Instrument	5164824

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,300 (+27.95%) Land $181,300	$362,600 (+27.95%) Land $362,600
2025		$141,700 (+21.74%) Land $141,700	$283,400 (+21.74%) Land $283,400
2024	$3,632.00
2023		$116,400 Land $116,400	$232,800 Land $232,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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