Emmet County property record for 213 Summit St, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.11 acres (4,826 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $315,000 (Jul 2019) |
| Tax Bill | $3,493 (2024) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-126-078 |
| Primary APN | 52-19-05-126-078 |
|---|
| Lot Area | 4,826 sqft (0.11 acres) |
|---|
| Street Address | 213 SUMMIT ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE N?LY 58 FT OF LOT 1 BLK 6, SHAW & MCMILLAN'S 3RD ADD. ALSO THE N?LY 38 FT OF LOT 2 BLK 6 OF SHAW & MCMILLAN?S 3RD ADD |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | SHAW AND MCMILLANS THIRD ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1-2 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 970700 |
Source: Emmet County records · APN 52-19-05-126-078
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 213 SUMMIT ST, PETOSKEY, MI 49770-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 06, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA |
| Apr 20, 2020 | Deed, Transfer |
| Jul 12, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Deed Document Number | 20195166371 |
| Deed Book / Page | 1213 / 451 |
| Last Transfer Date | Mar 30, 2020 |
| Transfer Doc | 1220/693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 213 SUMMIT ST, PETOSKEY, MI 49770-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1212/649 |
|---|---|
| Date | Jun 06, 2019 |
| Book Page | 1212/649 |
| Instrument | 5165569 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 20, 2020 |
| Property Address | 213 SUMMIT ST, PETOSKEY, MI 49770-2539 |
| Document Number | 1220/693 |
| Book / Page | 1220 / 693 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 5173637 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 SUMMIT ST, PETOSKEY, MI 49770-2539 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 12, 2019 |
| Property Address | 213 SUMMIT ST, PETOSKEY, MI 49770-2539 |
| Document Number | 1213/451 |
| Book / Page | 1213 / 451 |
| Instrument Date | Jul 02, 2019 |
| Instrument | 5166371 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | TALON GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1575 KONLE RD APT 5, 5, PETOSKEY, MI 49770-9378 |
| Document Number | 5166372 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 5166372 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001213/451 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 1213/451 |
| Instrument | 5166371 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,400 (+28.84%) Land $202,400 | $404,800 (+28.84%) Land $404,800 | |
| 2025 | $157,100 (+20.94%) Land $157,100 | $314,200 (+20.94%) Land $314,200 | |
| 2024 | $3,493.00 | ||
| 2023 | $129,900 Land $129,900 | $259,800 Land $259,800 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260479707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 1 of 4 on primary residences |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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