208 Summit St, Petoskey, MI 49770 Property Records

Emmet County property record for 208 Summit St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.354 acres (15,421 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Jan 2020)
Tax Bill	$6,128 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-126-015`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-126-015`

Exterior

Lot Area	15,421 sqft (0.354 acres)

Location & Zoning

Street Address	208 SUMMIT ST
City	PETOSKEY
State	MI
Zip	49770-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-1
Legal Description	SHAW & MCMILLAN'S 3RD ADD. LOTS 7, 8 & 9, BLK 3, EXC THEREFROM S 50 FT THEREOF. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	SHAW AND MCMILLIANS THIRD ADDITION
Legal Block	3
Legal Lot Number	7-9
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1080
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage KLINGBEIL WILLIAM H JR AND DENISE E
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage KLINGBEIL WILLIAM H JR AND DENISE E
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage KLINGBEIL WILLIAM H JR AND DENISE E
Jan 27, 2020	Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Sep 30, 2002 · Amount on Record
Deed Book / Page	1218 / 843
Prior Transfer Date	Jan 21, 2020
Prior Transfer Doc	1218/843
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540

Mortgage

Document Number	0000001248/0000000882
Date	Dec 5, 2022
Book Page	0000001248/0000000882
Instrument	5201852

Lender

Name	KLINGBEIL WILLIAM H JR AND DENISE E

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540

Mortgage

Document Number	0000001245/0000000445
Date	Jul 11, 2022
Book Page	0000001245/0000000445
Instrument	5198415

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1198/0847
Date	Oct 27, 2017
Book Page	1198/0847
Instrument	5151731

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540

Mortgage

Document Number	0000001226/0000000501
Date	Oct 28, 2020
Book Page	0000001226/0000000501
Instrument	5179450

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540
Transaction Type	Mortgage
Record Updated	Jan 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540

Mortgage

Document Number	0000001228/0000000211
Date	Dec 21, 2020
Book Page	0000001228/0000000211
Instrument	5181159

Lender

Name	KLINGBEIL WILLIAM H JR AND DENISE E

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540

Mortgage

Document Number	0000001221/0000000057
Date	Apr 23, 2020
Book Page	0000001221/0000000057
Instrument	5174000

Lender

Name	KLINGBEIL WILLIAM H JR AND DENISE E

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jan 27, 2020
Property Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540
Document Number	1218/843
Book / Page	1218 / 843
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SUMMIT ST, PETOSKEY, MI 49770-2540

Mortgage

Document Number	0000001218/0000000844
Date	Jan 27, 2020
Book Page	0000001218/0000000844
Instrument	5171788

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,900 (+30.22%) Land $489,900	$979,800 (+30.22%) Land $979,800
2025		$376,200 (+21.83%) Land $376,200	$752,400 (+21.83%) Land $752,400
2024	$6,128.00
2023		$308,800 Land $308,800	$617,600 Land $617,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit St

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