209 Summit St, Petoskey, MI 49770 Property Records

Emmet County property record for 209 Summit St, Petoskey, MI 49770 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,817 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Jul 2003)
Tax Bill	$4,730 (2024)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-126-020`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-126-020`

Exterior

Lot Area	6,817 sqft (0.156 acres)

Location & Zoning

Street Address	209 SUMMIT ST
City	PETOSKEY
State	MI
Zip	49770-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAW & MCMILAN'S 3RD ADD. COM 48' S OF NW COR OF LOT 12 BLK 6, TH E 150', S 48' W 150', N TO BEG. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	SHAW & MCMILLANS 3RD ADD
Legal Block	6
Legal Lot Number	12
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1081
Census Tract	970700

Owner

Source: Emmet County records · APN 52-19-05-126-020

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 SUMMIT ST, PETOSKEY, MI 49770-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2003 · Amount on Record
Deed Sale	Jul 18, 2003 · Amount on Record
Prior Sale	Jun 01, 1994
Deed Book / Page	993 / 199
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	209 SUMMIT ST, PETOSKEY, MI 49770-2539
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1214/239
Date	Aug 14, 2019
Book Page	1214/239
Instrument	5167158

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,600 (+59.34%) Land $407,600	$815,200 (+59.34%) Land $815,200
2024	$4,730.00
2023		$255,800 Land $255,800	$511,600 Land $511,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260479707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.