214 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 214 Summit Cross, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	2,340 sqft · built 1954
Lot Size	0.122 acres (5,319 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jan 2002)
Tax Bill	$16,368 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00165-02-00022-02`

Property Details

APN / Parcel Number

Primary APN	`56-00165-02-00022-02`
Alternative APN	`56001650002000220002`

Interior

Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	5,319 sqft (0.122 acres)
Lot Dimensions	70 ft deep x 76 ft wide

Location & Zoning

Street Address	214 SUMMIT CROSS
City	RUTHERFORD
State	NJ
Zip	07070-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76X70
Legal Block	165
Legal Lot Number	22.02
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	4
Census Block	4006
Census Tract	51400

Owner

Source: Bergen County and Rutherford Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	214 SUMMIT CROSS, RUTHERFORD, NJ 07070-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2002 · Amount on Record
Deed Sale	Jan 31, 2002 · Amount on Record
Deed Book / Page	8441 / 216
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	214 SUMMIT CROSS, RUTHERFORD, NJ 07070-2514
Document Number	0028411837
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 SUMMIT CROSS RUTHERFORD NJ 070702514, RUTHERFORD, NJ 07070-2514

Mortgage

Document Number	0028411837
Date	Jan 19, 2018
Book Page	002841/001837

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2033

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,500 (-) Land $255,700 Building $255,800	$511,500 (-) Land $255,700 Building $255,800
2025	$16,368.00 (+2.54%)	$511,500 (-) Land $255,700 Building $255,800	$511,500 (-) Land $255,700 Building $255,800
2024	$15,963.00 (+5.12%)
2023		$511,500 Land $255,700 Building $255,800	$511,500 Land $255,700 Building $255,800
2022	$15,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20