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191 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 191 Summit Cross, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details1,416 sqft · built 1945
Lot Size0.106 acres (4,617 sqft)
OwnerIndividual Name on Record
Last Sale$520,000 (Sep 2021)
Tax Bill$13,504 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN56-00160-0000-00011-01

Property Details

APN / Parcel Number

Primary APN56-00160-0000-00011-01
Alternative APNs
  • 56001600000000110001
  • 5600160000000011A

Interior

Stories2 Stories
Building Area1,416 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialFrame
Construction TypeFrame
Lot Area4,617 sqft (0.106 acres)

Location & Zoning

Old Parcel Number5600160000000011A
Street Address191 SUMMIT CROSS
CityRUTHERFORD
StateNJ
Zip07070-2513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.106
Legal SubdivisionRIDGE HEIGHTS LAND CO SEC 4
Legal Block160
Legal Lot Number11.01
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group4
Census Block4004
Census Tract51400

Owner

Source: Bergen County and Rutherford Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address191 SUMMIT CROSS, RUTHERFORD, NJ 07070-2513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Aug 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleJun 23, 2017 · Amount on Record
Deed Document Number2021146729
Deed Book / Page4381 / 1556
Record UpdatedOct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateSep 17, 2021
Property Address191 SUMMIT CROSS, RUTHERFORD, NJ 07070-2513
Document Number0043811556
Book / Page4381 / 1556
Instrument DateSep 7, 2021
Instrument2021146729
Transaction TypeTransfer
Record UpdatedOct 21, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,367.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 MOUNTAIN TOP TER, 11, LITTLE FALLS, NJ 07424-2058

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 SUMMIT CROSS, RUTHERFORD, NJ 07070-2513

Mortgage

Document Number2021146730
DateSep 17, 2021
Instrument2021146730
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address191 SUMMIT CROSS, RUTHERFORD, NJ 07070-2513
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyOLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026932351
DateAug 14, 2017
Book Page02693/2351
Instrument17-060775
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,000 (-) Land $246,900 Building $175,100$422,000 (-) Land $246,900 Building $175,100
2025$13,504.00 (+2.54%)$422,000 (-) Land $246,900 Building $175,100$422,000 (-) Land $246,900 Building $175,100
2024$13,170.00 (+5.12%)
2023$422,000 Land $246,900 Building $175,100$422,000 Land $246,900 Building $175,100
2022$12,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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