209 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 209 Summit Cross, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,088 sqft · built 1920
Lot Size	0.069 acres (3,001 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Mar 2020)
Tax Bill	$10,822 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00166-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`56-00166-0000-00020`
Alternative APN	`560016600020`

Interior

Stories	2 Stories
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Type	Detached

Location & Zoning

Street Address	209 SUMMIT CROSS
City	RUTHERFORD
State	NJ
Zip	07070-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	30X100
Legal Block	166
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	4
Census Block	4005
Census Tract	51400

Owner

209 Summit Cross is owned and occupied by two individuals who bought it in March 2020.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 SUMMIT CROSS, RUTHERFORD, NJ 07070-2553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Nov 2, 1995 · Amount on File
Deed Document Number	202028816
Deed Book / Page	3539 / 1161
Record Updated	Oct 29, 2026

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 10, 2020
Property Address	209 SUMMIT CROSS, RUTHERFORD, NJ 07070-2553
Document Number	0035391161
Book / Page	3539 / 1161
Instrument Date	Feb 10, 2020
Instrument	20-028816
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CENTURION TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13801 WIRELESS WAY, 13801, OKLAHOMA CITY, OK 73134-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SUMMIT CROSS, RUTHERFORD, NJ 07070-2553

Mortgage

Document Number	20028817
Date	Mar 10, 2020
Instrument	20-028817

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 209 Summit Cross was $10,822, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,200 (-) Land $234,000 Building $104,200	$338,200 (-) Land $234,000 Building $104,200
2025	$10,822.00 (+2.53%)	$338,200 Land $234,000 Building $104,200	$338,200 Land $234,000 Building $104,200
2024	$10,555.00
2023		$338,200 Land $234,000 Building $104,200	$338,200 Land $234,000 Building $104,200
2022	$10,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Summit Cross in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 Summit Cross has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20