Bergen County and Rutherford Borough property record for 203 Summit Cross, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,736 sqft · built 1991 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Apr 2011) |
| Tax Bill | $18,662 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00166-0000-00017 |
| Primary APN | 56-00166-0000-00017 |
|---|---|
| Alternative APN |
|
| Building Area | 2,736 sqft Living Area |
|---|
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 100 ft deep x 44 ft wide |
| Street Address | 203 SUMMIT CROSS |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 44X100 |
| Legal Block | 166 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 51400 |
203 Summit Cross is owned and occupied by an individual who bought it in April 2011.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 SUMMIT CROSS, RUTHERFORD, NJ 07070-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 17, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance PHILADELPHIA MORTGAGE ADVISORS |
| Jul 8, 2017 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2011 · Amount on File |
| Deed Sale | Apr 5, 2011 · Amount on File |
| Prior Sale | Oct 19, 2006 |
| Deed Document Number | 20117140596 |
| Deed Book / Page | 714 / 596 |
| Prior Transfer Date | Oct 9, 2006 |
| Prior Transfer Doc | 0091750286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 203 SUMMIT CROSS, RUTHERFORD, NJ 07070-2553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036011206 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 3601/1206 |
| Instrument | 20-049942 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 203 SUMMIT CROSS, RUTHERFORD, NJ 07070-2553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031320109 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 3132/109 |
| Instrument | 18-088131 |
| Name | PHILADELPHIA MORTGAGE ADVISORS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 203 SUMMIT CROSS, RUTHERFORD, NJ 07070-2553 |
| Document Number | 0026840319 |
| Instrument Date | Jul 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 203 SUMMIT CROSS RUTHERFORD NJ 070702553, RUTHERFORD, NJ 07070-2553 |
| Document Number | 0026840319 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 002684/000319 |
| Name | WELLS FARGO BK |
|---|---|
| Address | ROANOKE, VA 24019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 203 Summit Cross was $18,662, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,200 (-) Land $245,200 Building $338,000 | $583,200 (-) Land $245,200 Building $338,000 | |
| 2025 | $18,662.00 (+2.53%) | $583,200 Land $245,200 Building $338,000 | $583,200 Land $245,200 Building $338,000 |
| 2024 | $18,202.00 | ||
| 2023 | $583,200 Land $245,200 Building $338,000 | $583,200 Land $245,200 Building $338,000 | |
| 2022 | $17,315.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Summit Cross in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 203 Summit Cross has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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