214 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 214 Lake Thomas Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,344 sqft · built 1987
Lot Size0.245 acres (10,690 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Oct 2022)
Tax Bill$2,498 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Apr 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-28-35-354940-012020

Property Details

APN / Parcel Number

Primary APN25-28-35-354940-012020
Alternative APNs
  • 352825354940012020
  • 52825000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,080 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area10,690 sqft (0.245 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area264 sqft
Pool TypeEnclosed Pool
PorchFlorida Room
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address214 LAKE THOMAS DR
CityWINTER HAVEN
StateFL
Zip33880-1163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeXX
Legal DescriptionLAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 12 LOT 2
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 4
Legal Tract354940
Legal Block12
Legal Lot Number2
Legal Unit4
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1001
Census Tract14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORP
Apr 7, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CITIZENS BANK & TRUST
Dec 28, 2016Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2022 · Amount on Record
Deed SaleOct 5, 2022 · Amount on Record
Prior SaleJul 3, 2014 · Amount on Record
Deed Document Number2022264522
Deed Book / Page12439 / 636
Prior Transfer DateSep 10, 2013
Prior Transfer Doc0000168072
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 5, 2022
Property Address214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number0000264522
Book / Page12439 / 636
Map ReferenceMB 60 PG 7
Instrument DateOct 3, 2022
Instrument2022264522
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2652 STATE ROAD 557, 2652, LAKE ALFRED, FL 33850-3081

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163

Mortgage

Document Number0012439637
DateOct 5, 2022
Instrument12439/637
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087960
DateApr 7, 2021
Book Page11657/87
Instrument2021087960
Lender
NameCITIZENS BANK & TRUST
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number0100330817
Book / Page010033 / 000817
Instrument DateDec 28, 2016
Transaction TypeMortgage
Record UpdatedJan 24, 2017
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address214 LAKE THOMAS DR WINTER HAVEN FL 338801163, WINTER HAVEN, FL 33880-1163

Mortgage

Document Number0100330817
DateJan 9, 2017
Book Page010033/000817
Instrument4136
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 8, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,261 (+0.33%) Land $31,000 Building $203,261$234,261 (+0.29%) Land $31,000 Building $203,261
2025$2,498.00 (-15.84%)$233,481 (+5.99%)$233,592 (+6.04%) Land $31,000 Building $202,592
2023$2,968.00 (+201.01%) Homeowner's exemption$220,292 (+115.44%) Land $30,000 Building $190,292$220,292 (+37.01%) Land $30,000 Building $190,292
2022$986.00 Homeowner's exemption$102,252$160,785 Land $25,000 Building $135,785

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL
serves 13,595 people · EPA ID FL6534609
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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