Polk County property record for 214 Lake Thomas Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 1987 |
| Lot Size | 0.245 acres (10,690 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Oct 2022) |
| Tax Bill | $2,498 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-354940-012020 |
| Primary APN | 25-28-35-354940-012020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,690 sqft (0.245 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Porch Area | 264 sqft |
| Cooling System | None |
|---|
| Street Address | 214 LAKE THOMAS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | XX |
| Legal Description | LAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 12 LOT 2 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 4 |
| Legal Tract | 354940 |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Legal Unit | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14703 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Apr 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS BANK & TRUST |
| Dec 28, 2016 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Prior Sale | Jul 3, 2014 · Amount on Record |
| Deed Document Number | 2022264522 |
| Deed Book / Page | 12439 / 636 |
| Prior Transfer Date | Sep 10, 2013 |
| Prior Transfer Doc | 0000168072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 5, 2022 |
| Property Address | 214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163 |
| Document Number | 0000264522 |
| Book / Page | 12439 / 636 |
| Map Reference | MB 60 PG 7 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022264522 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2652 STATE ROAD 557, 2652, LAKE ALFRED, FL 33850-3081 |
| Name | Verified Name |
|---|---|
| Address | 214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163 |
| Document Number | 0012439637 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 12439/637 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000087960 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 11657/87 |
| Instrument | 2021087960 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 214 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163 |
| Document Number | 0100330817 |
| Book / Page | 010033 / 000817 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Title Company | EXECUTIVE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 214 LAKE THOMAS DR WINTER HAVEN FL 338801163, WINTER HAVEN, FL 33880-1163 |
| Document Number | 0100330817 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 010033/000817 |
| Instrument | 4136 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 8, 2032 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,261 (+0.33%) Land $31,000 Building $203,261 | $234,261 (+0.29%) Land $31,000 Building $203,261 | |
| 2025 | $2,498.00 (-15.84%) | $233,481 (+5.99%) | $233,592 (+6.04%) Land $31,000 Building $202,592 |
| 2023 | $2,968.00 (+201.01%) Homeowner's exemption | $220,292 (+115.44%) Land $30,000 Building $190,292 | $220,292 (+37.01%) Land $30,000 Building $190,292 |
| 2022 | $986.00 Homeowner's exemption | $102,252 | $160,785 Land $25,000 Building $135,785 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures