209 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 209 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,998 sqft · built 1980
Lot Size0.314 acres (13,687 sqft)
OwnerIndividual Name on File
Last Sale$182,500 (Jul 2019)
Tax Bill$2,036 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-28-35-354940-002050

Property Details

APN / Parcel Number

Primary APN25-28-35-354940-002050
Alternative APNs
  • 352825354940002050
  • 52825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,998 sqft Living Area
Gross Area1,468 sqft
1st Floor Area1,143 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area13,687 sqft (0.314 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area325 sqft
PorchScreened/Unfinished Porch
Porch Area1,241 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address209 LAKE THOMAS DR
CityWINTER HAVEN
StateFL
Zip33880-1123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 2 LOT 5
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 4
Legal Tract354940
Legal Block2
Legal Lot Number5
Legal Unit4
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1013
Census Tract14703

Owner

Source: Polk County records · APN 25-28-35-354940-002050

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address209 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 31, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Jul 31, 2019Correction Deed, Transfer
REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleOct 14, 2016 · Amount on Record
Deed Document Number2019159704
Deed Book / Page10924 / 916
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address209 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Transaction TypeMortgage
Record UpdatedAug 02, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028944
DateFeb 04, 2021
Book Page11566/1543
Instrument2021028944
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 31, 2019
Property Address209 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Document Number0109240916
Book / Page010924 / 000916
Instrument DateJul 30, 2019
Instrument159704
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,277.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 LAKE THOMAS DR WINTER HAVEN FL 338801123, WINTER HAVEN, FL 33880-1123

Mortgage

Document Number109240917
DateJul 31, 2019
Book Page010924/000917
Instrument159705
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

July 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateJul 31, 2019
Property Address209 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123
Document Number0109240915
Book / Page010924 / 000915
Instrument DateJul 24, 2019
Instrument159703
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address209 LAKE THOMAS DR WINTER HAVEN FL 338801123, WINTER HAVEN, FL 33880-1123

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,036.00 (-18.92%) Homeowner's exemption$197,726 (+5.99%)$283,214 (-0.91%) Land $66,000 Building $217,214
2023$2,511.00 (+4.76%) Homeowner's exemption$186,557 (+3%)$285,825 (+28.36%) Land $64,000 Building $221,825
2022$2,397.00 Homeowner's exemption$181,123$222,674 Land $53,000 Building $169,674

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
32 of 39 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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