Polk County property record for 209 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,998 sqft · built 1980 |
| Lot Size | 0.314 acres (13,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Jul 2019) |
| Tax Bill | $2,036 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-354940-002050 |
| Primary APN | 25-28-35-354940-002050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 1,468 sqft |
| 1st Floor Area | 1,143 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,687 sqft (0.314 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 325 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 1,241 sqft |
| Cooling System | Central |
|---|
| Street Address | 209 LAKE THOMAS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 2 LOT 5 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 4 |
| Legal Tract | 354940 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Legal Unit | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14703 |
Source: Polk County records · APN 25-28-35-354940-002050
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 31, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jul 31, 2019 | Correction Deed, Transfer REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Oct 14, 2016 · Amount on Record |
| Deed Document Number | 2019159704 |
| Deed Book / Page | 10924 / 916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 209 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000028944 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 11566/1543 |
| Instrument | 2021028944 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 209 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0109240916 |
| Book / Page | 010924 / 000916 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 159704 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,277.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 LAKE THOMAS DR WINTER HAVEN FL 338801123, WINTER HAVEN, FL 33880-1123 |
| Document Number | 109240917 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 010924/000917 |
| Instrument | 159705 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 209 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1123 |
| Document Number | 0109240915 |
| Book / Page | 010924 / 000915 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 159703 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 209 LAKE THOMAS DR WINTER HAVEN FL 338801123, WINTER HAVEN, FL 33880-1123 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 (-18.92%) Homeowner's exemption | $197,726 (+5.99%) | $283,214 (-0.91%) Land $66,000 Building $217,214 |
| 2023 | $2,511.00 (+4.76%) Homeowner's exemption | $186,557 (+3%) | $285,825 (+28.36%) Land $64,000 Building $221,825 |
| 2022 | $2,397.00 Homeowner's exemption | $181,123 | $222,674 Land $53,000 Building $169,674 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force 32 of 39 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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