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210 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 210 Lake Thomas Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,456 sqft · built 1979
Lot Size0.282 acres (12,293 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Feb 2025)
Tax Bill$1,938 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jan 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN25-28-35-354940-001170

Property Details

APN / Parcel Number

Primary APN25-28-35-354940-001170
Alternative APNs
  • 352825354940001170
  • 52825000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area12,293 sqft (0.282 acres)
View / LotCommercial/Industrial

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area392 sqft
PorchUnfinished Open Porch
Porch Area56 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address210 LAKE THOMAS DR
CityWINTER HAVEN
StateFL
Zip33880-1163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 1 LOT 17
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 4
Legal Tract354940
Legal Block1
Legal Lot Number17
Legal Unit4
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1001
Census Tract14703

Owner

210 Lake Thomas Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address210 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 8, 2021Warranty Deed, Transfer
RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC
Aug 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 21, 2020Warranty Deed, Transfer
RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC
Jun 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 30, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2025 · Amount on File
Deed SaleFeb 7, 2025 · Amount on File
Prior SaleMay 19, 2021 · Amount on File
Deed Document Number202528224
Deed Book / Page13425 / 1141
Prior Transfer DateAug 17, 2020
Prior Transfer Doc0113440664
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 19, 2021
Property Address210 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number0000130866
Book / Page11722 / 1882
Map ReferenceMB 60 PG 7
Instrument DateMay 14, 2021
Instrument2021130866
Transaction TypeTransfer
Record UpdatedJun 3, 2021
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4100 SPIRIT LAKE RD, 4100, WINTER HAVEN, FL 33880-4978

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163

Mortgage

Document Number0000130869
DateMay 19, 2021
Book Page11722/1889
Instrument2021130869
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2036

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 8, 2021
Property Address210 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number0115310751
Book / Page011531 / 000751
Instrument DateJan 8, 2021
Instrument5944
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyRIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

AmountAmount on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 280 EAGLE LAKE FL 338390280, EAGLE LAKE, FL 33839-0280

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateAug 20, 2020
Property Address210 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number0113440664
Book / Page011344 / 000664
Instrument DateAug 17, 2020
Instrument171059
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address364 VAIL DR WINTER HAVEN FL 338842832, WINTER HAVEN, FL 33884-2832

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 21, 2020
Property Address210 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number0113050428
Book / Page011305 / 000428
Instrument DateJul 17, 2020
Instrument145578
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyRIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

AmountAmount on Record
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address364 VAIL DR WINTER HAVEN FL 338842832, WINTER HAVEN, FL 33884-2832

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJun 29, 2020
Property Address210 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number0112811076
Book / Page011281 / 001076
Instrument DateJun 29, 2020
Instrument129679
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ANGELA LN WESTMORELAND TN 371863192, WESTMORELAND, TN 37186-3192

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateApr 30, 2020
Property Address210 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number0112211907
Book / Page011221 / 001907
Instrument DateJul 15, 2019
Instrument88964
Transaction TypeTransfer
Record UpdatedMay 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ANGELA LN WESTMORELAND TN 371863192, WESTMORELAND, TN 37186-3192

Tax Assessment & Valuation

The 2025 property tax bill for 210 Lake Thomas Dr was $1,938 with a homeowner's exemption, down 25.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,240 (+18.98%)$228,557 (+5.16%) Land $31,000 Building $197,557
2025$1,938.00 (-25.2%)$190,148$217,332 Land $31,000 Building $186,332
2024$2,591.00 (+6.54%)
2023$2,432.00 (+4.92%) Homeowner's exemption$179,407 (+3%)$204,071 (+17.16%) Land $30,000 Building $174,071
2022$2,318.00 Homeowner's exemption$174,182 Land $25,000 Building $149,182$174,182 Land $25,000 Building $149,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Lake Thomas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Lake Thomas Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL
serves 13,595 people · EPA ID FL6534609
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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