216 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 216 Lake Thomas Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1980
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2023)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-35-354940-012030`

Property Details

APN / Parcel Number

Primary APN	`25-28-35-354940-012030`
Alternative APNs	`352825354940012030` `52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,934 sqft (0.251 acres)
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	42 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	216 LAKE THOMAS DR
City	WINTER HAVEN
State	FL
Zip	33880-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 12 LOT 3
Legal Range	25E
Legal Township	28S
Legal Section	35
Legal Subdivision	LAKE THOMAS ESTATES UNIT 4
Legal Tract	354940
Legal Block	12
Legal Lot Number	3
Legal Unit	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1001
Census Tract	14703

Owner

Source: Polk County records · APN 25-28-35-354940-012030

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2023	Intrafamily Transfer, Transfer
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	2023202655
Deed Book / Page	12817 / 191
Prior Transfer Date	Jan 18, 2023
Prior Transfer Doc	0000019878
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 29, 2023
Property Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number	0000202655
Book / Page	12817 / 191
Map Reference	MB 60 PG 7
Instrument Date	Aug 18, 2023
Instrument	2023202655
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163

Mortgage

Document Number	0000202656
Date	Aug 29, 2023
Book Page	12817/193
Instrument	2023202656

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jan 26, 2023
Property Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number	0000019878
Book / Page	12562 / 1690
Map Reference	MB 60 PG 7
Instrument Date	Jan 18, 2023
Instrument	2023019878
Transaction Type	Transfer
Record Updated	Feb 08, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 28, 2022
Property Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number	0000082721
Book / Page	12180 / 1148
Map Reference	MB 60 PG 7
Instrument Date	Mar 17, 2022
Instrument	2022082721
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 LAKE THOMAS DR, 216, WINTER HAVEN, FL 33880-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 LAKE DEXTER CIR, WINTER HAVEN, FL 33884-2215

Mortgage

Document Number	0121801150
Date	Mar 28, 2022
Instrument	12180/1150

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	216 LAKE THOMAS DR, WINTER HAVEN, FL 33880-1163
Document Number	0112651564
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 03, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 LAKE THOMAS DR WINTER HAVEN FL 338801163, WINTER HAVEN, FL 33880-1163

Mortgage

Document Number	0112651564
Date	Jun 15, 2020
Book Page	011265/001564
Instrument	118501

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,304.00 (-30.25%) Homeowner's exemption	$218,401 (+5.39%) Land $31,000 Building $187,401	$218,401 (+5.39%) Land $31,000 Building $187,401
2023	$3,303.00 (+235.67%)	$207,241 (+173.42%) Land $30,000 Building $177,241	$207,241 (+31.57%) Land $30,000 Building $177,241
2022	$984.00	$75,797	$157,511 Land $25,000 Building $132,511

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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