Effingham County property record for 214 E Wernsing Ave, Effingham, IL 62401 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,164 sqft Base Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $105,500 (2021) |
| Tax Bill | $2,384.00 (2024) |
| Primary APN | 03-16-059-026 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,164 sqft Base Area |
| 1st Floor | 1,164 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Street Address | 214 E WERNSING AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4028 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 4 VILLAGE OF PARKS GLENN 3649/317 2361/233 2138/169 1070/160 1070/158 896/156 |
| Legal Subdivision | VILLAGE OF PARKS GLENN |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | DOUGLAS |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-059-026
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 E WERNSING AVE, EFFINGHAM, IL 62401-4028 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA |
| Mar 01, 2019 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on Record |
| Deed Sale | Jan 15, 2021 · Amount on Record |
| Prior Sale | Nov 05, 2007 · Amount on Record |
| Deed Doc Number | 2021258 |
| Deed Book / Page | 3649 / 317 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 15, 2021 |
| Property Address | 214 E WERNSING AVE, EFFINGHAM, IL 62401-4028 |
| Document Number | 3649/317 |
| Book / Page | 3649 / 317 |
| Map Reference | MB 29 PG 172 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 202121000258 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.25 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 E WERNSING AVE, EFFINGHAM, IL 62401-4028 |
| Document Number | 202121000259 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 202121000259 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 214 E WERNSING AVE, EFFINGHAM, IL 62401-4028 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3450/145 |
|---|---|
| Date | Mar 01, 2019 |
| Book Page | 3450/145 |
| Instrument | 201901900734 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 04, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,384.00 (+155.52%) | $41,290 (+19.92%) Land $10,650 Building $30,640 | $123,870 (+19.92%) Land $31,950 Building $91,920 |
| 2022 | $933.00 Homeowner's exemption | $34,430 Land $8,880 Building $25,550 | $103,290 Land $26,640 Building $76,650 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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