206 E Wernsing Ave, Effingham, IL 62401 Property Records

Effingham County property record for 206 E Wernsing Ave, Effingham, IL 62401 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,545 sqft Base Area
Lot Size	11,761 sqft (0.27 acres)
Occupancy	Owner Occupied
Last Sale	$80,000 (2006)
Tax Bill	$2,789.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-16-059-023`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	1,545 sqft Base Area
1st Floor	1,545 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame Construction
Lot Area	11,761 sqft (0.27 acres)
Parking Spaces	2 Parking Spaces
Garage Area	480 sqft Garage

Location & Zoning

Street Address	206 E WERNSING AVE
City	EFFINGHAM
State	IL
Zip	62401-4028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 9 & ALL LOT 10 BLK 4 VILLAGE OF PARKS GLEN 2223/253 1719/119 1471/302 1302/286
Legal Subdivision	PARKS GLEN
Legal Block	4
Legal Lot Number	9-10
Jurisdiction	EFFINGHAM IL
Minor Civil Division	DOUGLAS
Census Blockgroup	3
Census Block	3011
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-059-023

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	206 E WERNSING AVE, EFFINGHAM, IL 62401-4028
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2006 · Amount on Record
Deed Sale	May 12, 2006 · Amount on Record
Deed Doc Number	20062224
Deed Book / Page	2223 / 253
Record Refreshed	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	206 E WERNSING AVE, EFFINGHAM, IL 62401-4028
Transaction Type	Mortgage
Record Updated	Oct 09, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525003406
Date	Sep 22, 2025
Instrument	202525003406

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2055

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,789.00 (+26.72%)	$47,290 (+19.9%) Land $16,010 Building $31,280	$141,870 (+19.9%) Land $48,030 Building $93,840
2022	$2,201.00 Homeowner's exemption	$39,440 Land $13,350 Building $26,090	$118,320 Land $40,050 Building $78,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.