Effingham County property record for 211 E Wernsing Ave, Effingham, IL 62401 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,512 sqft Base Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $711,000 (2026) |
| Tax Bill | $3,109.00 (2024) |
| Primary APN | 03-16-059-040 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,512 sqft Base Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame Construction |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 390 sqft Garage |
| Street Address | 211 E WERNSING AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W 1/2 LOT 7 & ALL LOT 8 BLK 3 VILLAGE OF PARKS GLENN 2344/330 1757/257 863/154 |
| Legal Subdivision | VILLAGE OF PARKS GLENN |
| Legal Block | 3 |
| Legal Lot Number | 7-8 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | DOUGLAS |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-059-040
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Line of Credit LAND OF LINCOLN CU |
| Dec 27, 2016 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Sep 02, 2008 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF DIETERICH |
| Nov 28, 2005 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Dec 30, 2010 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Dec 27, 2010 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Aug 12, 2014 | Deed of Trust, Mortgage WASHINGTON SAVINGS BANK |
| May 19, 2026 | Warranty Deed, Transfer · Building or Construction Mortgage TEUTOPOLIS STATE BANK |
| Apr 09, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2007 · Amount on Record |
| Deed Doc Number | 20261801 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202424000898 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 202424000898 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Credit Union |
| Address | 2302 S BANKER ST, EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 21, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | TITLE CTRS, TITLE CENTER |
| Name | Verified Name |
|---|
| Document Number | 003267/112 |
|---|---|
| Date | Dec 27, 2016 |
| Book Page | 3267/112 |
| Instrument | 201601605878 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002438/051 |
|---|---|
| Date | Sep 02, 2008 |
| Book Page | 2438/051 |
| Instrument | 200800804557 |
| Name | THE FIRST NATIONAL BANK OF DIETERICH |
|---|---|
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 5% |
| Max Rate | 21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 002185/106 |
|---|---|
| Date | Nov 28, 2005 |
| Book Page | 2185/106 |
| Instrument | 0506454 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 28, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002697/072 |
|---|---|
| Date | Dec 30, 2010 |
| Book Page | 2697/072 |
| Instrument | 201001007097 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002696/003 |
|---|---|
| Date | Dec 27, 2010 |
| Book Page | 2696/003 |
| Instrument | 201001007011 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003056/035 |
|---|---|
| Date | Aug 12, 2014 |
| Book Page | 3056/035 |
| Instrument | 201401403424 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | May 19, 2026 |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Document Number | 0000001801 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261801 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,905.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Document Number | 0000001802, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20261802 |
| Name | TEUTOPOLIS STATE BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 14, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Apr 09, 2026 |
| Property Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Document Number | 0000001299 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 211 E WERNSING AVE, EFFINGHAM, IL 62401-4029 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001299, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 20261299 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 30, 2027 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,109.00 (+26.13%) | $52,020 (+19.89%) Land $14,580 Building $37,440 | $156,060 (+19.89%) Land $43,740 Building $112,320 |
| 2022 | $2,465.00 Homeowner's exemption | $43,390 Land $12,160 Building $31,230 | $130,170 Land $36,480 Building $93,690 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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