Effingham County property record for 208 E Wernsing Ave, Effingham, IL 62401 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1960 |
| Square Footage | 1,436 sqft Base Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2022) |
| Tax Bill | $1,979.00 (2022) |
| Primary APN | 03-16-059-024 |
|---|
| Building Area | 1,436 sqft Base Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,761 sqft (0.269 acres) |
| Pole Structure | 1,080 sqft Pole Structure |
| Street Address | 208 E WERNSING AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4028 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & E 1/2 LOT 9 BLK 4 VILLAGE OF PARKS GLENN 3802/271 3451/142 1724/37 1001/126 |
| Legal Subdivision | VILLAGE OF PARKS GLENN |
| Legal Block | 4 |
| Legal Lot Number | 8-9 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | DOUGLAS |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-059-024
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 E WERNSING AVE, EFFINGHAM, IL 62401-4028 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 08, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) DIETERICH BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2022 · Amount on Record |
| Deed Sale | Aug 04, 2022 · Amount on Record |
| Prior Sale | Mar 08, 2019 · Amount on Record |
| Deed Doc Number | 202222003225 |
| Deed Book / Page | 3802 / 271 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Aug 04, 2022 |
| Property Address | 208 E WERNSING AVE, EFFINGHAM, IL 62401-4028 |
| Document Number | 003802/271 |
| Book / Page | 3802 / 271 |
| Map Reference | MB 29 PG 172 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 202222003225 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9355 N 1325TH ST, 9355, EFFINGHAM, IL 62401-5931 |
| Name | Verified Name |
|---|---|
| Address | 10353 GRAND VALLEY LANE, EFFINGHAM, IL 62401 |
| Document Number | 202222003226 |
|---|---|
| Date | Aug 04, 2022 |
| Instrument | 202222003226 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate | 5.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Mar 08, 2019 |
| Property Address | 208 E WERNSING AVE, EFFINGHAM, IL 62401-4028 |
| Document Number | 3451/142 |
| Book / Page | 3451 / 142 |
| Map Reference | MB 29 PG 172 |
| Instrument Date | Mar 08, 2019 |
| Instrument | 201901900807 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | THE TITLE CENTER/FL, THE TITLE CENTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 E WERNSING AVE, EFFINGHAM, IL 62401-4028 |
| Document Number | 201901900808 |
|---|---|
| Date | Mar 08, 2019 |
| Instrument | 201901900808 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 08, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.04% |
| Type Change Date | Mar 08, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.04% |
| Index | 1-Year CMT |
| Max Rate | 9.04% |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $1,979.00 | $30,450 Land $12,680 Building $17,770 | $91,350 Land $38,040 Building $53,310 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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