214 E Locust St, Dale, IN 47523 Property Records

Spencer County property record for 214 E Locust St, Dale, IN 47523

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1983
Lot Size0.277 acres (12,066 sqft)
OwnerTrust Name on File
Tax Bill$1,438 (2025)
Deeds & MortgagesDec 2019 Transfer
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN74-02-17-402-073.000-002

Property Details

APN / Parcel Number

Primary APN74-02-17-402-073.000-002
Alternative APNs
  • 01111000000730
  • 00000987136

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Construction TypeWood
Roof MaterialAsphalt
Lot Area12,066 sqft (0.277 acres)
Lot Dimensions113 ft deep x 99 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
Shed1 Shed
Shed Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000987136
Street Address214 E LOCUST ST
CityDALE
StateIN
Zip47523-8987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEICH 10 EXCEPT 50 FT OFF S SIDE HEICH 10 EXCEPT 50 FT OFF S SIDE, S SIDE OF LOT 10 AND PT OF LOT 9
Legal SubdivisionMITCHAEL HEICHELBECH S SUBDIVISION
Legal Lot Number10,9
JurisdictionSPENCER IN
Township / Civil DivisionCARTER
Census Block Group3
Census Block3006
Census Tract952702

Owner

214 E Locust St is owner-occupied and held in a trust since November 2019.

Source: Spencer County records, as of June 23, 2026

Owner of RecordTrust Name on File
Mailing Address214 E LOCUST ST, DALE, IN 47523-8987
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2019Intrafamily Transfer, Transfer
Dec 8, 2017Deed of Trust, Mortgage · Commercial Mortgage
OLD NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 16, 2019
Transfer Doc2019R03476
Record UpdatedSep 20, 2026

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPENCER IN
Recording DateDec 10, 2019
Property Address214 E LOCUST ST, DALE, IN 47523-8987
Document Number2019R03476
Instrument DateNov 16, 2019
Instrument2019R-03476
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E LOCUST ST, DALE, IN 47523-8987

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER IN
Property Address214 E LOCUST ST, DALE, IN 47523-8987
Transaction TypeMortgage
Record UpdatedDec 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017R-03584
DateDec 8, 2017
Instrument2017R-03584
Lender
NameOLD NATIONAL BANK
TypeBank
AddressHUNTINGBURG, IN 47542
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueNov 23, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 214 E Locust St was $1,438 with a homeowner's exemption, up 4.4% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountySpencer County
County SubdivisionCarter Township
MunicipalityDale Town
Unified School DistrictNorth Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,438.00 (+4.35%) Homeowner's exemption$176,100 Land $15,800 Building $160,300$176,100 Land $15,800 Building $160,300
2024$1,378.00
2023$145,700 (+28.94%) Land $14,900 Building $130,800$145,700 (+28.94%) Land $14,900 Building $130,800
2022$830.00$113,000 Land $7,400 Building $105,600$113,000 Land $7,400 Building $105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 E Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDALE WATER WORKS
serves 1,637 people · EPA ID IN5274002
Water SourcePurchased surface water from ST. HENRY WATER CORPORATION
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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