Spencer County property record for 209 E Locust St, Dale, IN 47523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,041 sqft · built 1975 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,648 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-02-17-402-052.000-002 |
| Primary APN | 74-02-17-402-052.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| 1st Floor Area | 2,041 sqft |
| Basement Area | 1,530 sqft |
| Unfinished Basement | 1,530 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 163 ft deep x 99 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,176 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000987096 |
|---|---|
| Street Address | 209 E LOCUST ST |
| City | DALE |
| State | IN |
| Zip | 47523-8988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEICHELBACH SD LOT 4 . . |
| Legal Subdivision | HEICHELBECH SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | SPENCER IN |
| Township / Civil Division | CARTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 952702 |
209 E Locust St is owned and occupied by an individual who acquired it in June 2022.
Source: Spencer County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 E MAPLE ST, DALE, IN 47523-8811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Transfer on Death Deed, Transfer |
| Aug 13, 2020 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Jul 11, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2019 |
| Deed Sale | Jul 11, 2019 |
| Deed Document Number | 20191860 |
| Last Transfer Date | Jun 8, 2022 |
| Transfer Doc | 2022R02126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SPENCER IN |
| Recording Date | Jun 10, 2022 |
| Property Address | 209 E LOCUST ST, DALE, IN 47523-8988 |
| Document Number | 2022R02126 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022R-02126 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER IN |
| Property Address | 209 E LOCUST ST, DALE, IN 47523-8988 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020R02730 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020R-02730 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | DALE, IN 47523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 7, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPENCER IN |
| Recording Date | Jul 11, 2019 |
| Property Address | 209 E LOCUST ST, DALE, IN 47523-8988 |
| Document Number | 2019R01860 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 2019R-01860 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 E MAPLE ST, DALE, IN 47523-8811 |
The 2025 property tax bill for 209 E Locust St was $1,648 with a homeowner's exemption, up 7.8% from the year before.
Source: Spencer County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Spencer County |
| County Subdivision | Carter Township |
| Municipality | Dale Town |
| Unified School District | North Spencer County School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,648.00 (+7.78%) Homeowner's exemption | $249,300 Land $18,900 Building $230,400 | $249,300 Land $18,900 Building $230,400 |
| 2024 | $1,529.00 | ||
| 2023 | $204,300 (+21.68%) Land $18,700 Building $185,600 | $204,300 (+21.68%) Land $18,700 Building $185,600 | |
| 2022 | $1,495.00 | $167,900 Land $8,600 Building $159,300 | $167,900 Land $8,600 Building $159,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 E Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 12, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 209 E Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DALE WATER WORKS serves 1,637 people · EPA ID IN5274002 |
|---|---|
| Water Source | Purchased surface water from ST. HENRY WATER CORPORATION |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Perry-Spencer Rural Telephone Cooperative Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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