210 E Locust St, Dale, IN 47523 Property Records

Spencer County property record for 210 E Locust St, Dale, IN 47523

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,798 sqft · built 1910
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Tax Bill$840 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN74-02-17-402-071.000-002

Property Details

APN / Parcel Number

Primary APN74-02-17-402-071.000-002
Alternative APNs
  • 01102000001550
  • 00000987130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,798 sqft Living Area
1st Floor Area2,316 sqft
Basement Area289 sqft
Unfinished Basement289 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1960
Construction TypeMasonry / Concrete Block
Roof MaterialSlate
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions163 ft deep x 99 ft wide
Garage TypeMixed
Garage Area1,304 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000987130
Street Address210 E LOCUST ST
CityDALE
StateIN
Zip47523-8987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEICH LOT 8
Legal SubdivisionHEICHELBECH SUBDIVISION
Legal Lot Number8
JurisdictionSPENCER IN
Township / Civil DivisionCARTER
Census Block Group3
Census Block3006
Census Tract952702

Owner

210 E Locust St is owned and occupied by an individual.

Source: Spencer County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 241, GENTRYVILLE, IN 47537-0241
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER IN
Property Address210 E LOCUST ST, DALE, IN 47523-8987
Transaction TypeMortgage
Record UpdatedDec 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R03851
DateNov 22, 2022
Instrument2022R-03851
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 3, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 210 E Locust St was $840 with a homeowner's exemption, up 0.4% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountySpencer County
County SubdivisionCarter Township
MunicipalityDale Town
Unified School DistrictNorth Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$840.00 (+0.36%) Homeowner's exemption$112,900 Land $18,900 Building $94,000$112,900 Land $18,900 Building $94,000
2024$837.00
2023$98,300 (+39.43%) Land $18,700 Building $79,600$98,300 (+39.43%) Land $18,700 Building $79,600
2022$281.00$70,500 Land $8,600 Building $61,900$70,500 Land $8,600 Building $61,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 E Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDALE WATER WORKS
serves 1,637 people · EPA ID IN5274002
Water SourcePurchased surface water from ST. HENRY WATER CORPORATION
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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