Spencer County property record for 208 E Locust St, Dale, IN 47523
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,274 sqft · built 1952 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,352 (Jul 2026) |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-02-17-402-070.000-002 |
| Primary APN | 74-02-17-402-070.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Stone |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 163 ft deep x 99 ft wide |
| Garage Type | Mixed |
| Garage Area | 644 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000987128 |
|---|---|
| Street Address | 208 E LOCUST ST |
| City | DALE |
| State | IN |
| Zip | 47523-8987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEICHELBACH LOT 7 |
| Legal Subdivision | HEICHELBECHS SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | SPENCER IN |
| Township / Civil Division | CARTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 952702 |
208 E Locust St is owned and occupied by an individual who bought it in July 2026.
Source: Spencer County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 E LOCUST ST, DALE, IN 47523-8987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jan 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage JFQ LENDING REVERSE INC |
| Sep 30, 2022 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on File |
| Deed Sale | Jul 22, 2026 · Amount on File |
| Prior Sale | Jan 12, 2023 · Amount on File |
| Deed Document Number | 20262151 |
| Prior Transfer Date | Jul 15, 2026 |
| Prior Transfer Doc | 0000002151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER IN |
| Recording Date | Jul 22, 2026 |
| Property Address | 208 E LOCUST ST, DALE, IN 47523-8987 |
| Document Number | 0000002151 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20262151 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 E LOCUST ST, DALE, IN 47523-8987 |
| Document Number | 0000002152, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 20262152 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPENCER IN |
| Recording Date | Jan 12, 2023 |
| Property Address | 208 E LOCUST ST, DALE, IN 47523 |
| Document Number | 2023R00098 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 2023R-00098 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 208 E LOCUST ST, DALE, IN 47523 |
| Document Number | 2023R00099 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 2023R-00099 |
| Name | JFQ LENDING REVERSE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | SPENCER IN |
| Recording Date | Sep 30, 2022 |
| Property Address | 208 E LOCUST ST, DALE, IN 47523 |
| Document Number | 2022R03381 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022R-03381 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 426, DALE, IN 47523-0426 |
The 2025 property tax bill for 208 E Locust St was $1,287 with a homeowner's exemption, up 6.8% from the year before.
Source: Spencer County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Spencer County |
| County Subdivision | Carter Township |
| Municipality | Dale Town |
| Unified School District | North Spencer County School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 (+6.8%) Homeowner's exemption | $164,500 Land $18,900 Building $145,600 | $164,500 Land $18,900 Building $145,600 |
| 2024 | $1,205.00 | ||
| 2023 | $117,600 (+21.74%) Land $18,700 Building $98,900 | $117,600 (+21.74%) Land $18,700 Building $98,900 | |
| 2022 | $848.00 | $96,600 Land $8,600 Building $88,000 | $96,600 Land $8,600 Building $88,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 E Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 12, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 208 E Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DALE WATER WORKS serves 1,637 people · EPA ID IN5274002 |
|---|---|
| Water Source | Purchased surface water from ST. HENRY WATER CORPORATION |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Perry-Spencer Rural Telephone Cooperative Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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