Midland County property record for 214 E Chapel Ln, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,568 sqft · built 1992 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,889 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2012 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03-60-022 |
| Primary APN | 14-03-60-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 136 ft deep x 70 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 214 E CHAPEL LN |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2 |
| Legal Description | LOT 7 CHAPEL LANE ESTATES NO 1 |
| Legal Subdivision | CHAPEL LANE ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 290902 |
Source: Midland County records, as of February 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Dec 3, 2012 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ISABELLA BANK |
| Jan 23, 2026 | Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU |
| Oct 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU |
| Jul 19, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2026 |
| Deed Sale | Jan 23, 2026 |
| Prior Sale | Jun 4, 2024 · Amount on Record |
| Deed Document Number | 2026734 |
| Deed Book / Page | 2026 / 734 |
| Prior Transfer Date | Dec 5, 2025 |
| Prior Transfer Doc | 2026R00734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Title Company | UNKNOWN, CYPRESS ASCENDANT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Document Number | 2026R00918 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026R-00918 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Document Number | 01560/01284 |
|---|---|
| Date | Dec 3, 2012 |
| Book Page | 01560/01284 |
| Name | ISABELLA BANK |
|---|---|
| Type | Seller |
| Address | 139 E BROADWAY ST, MOUNT PLEASANT, MI 48858 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jan 23, 2026 |
| Property Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Document Number | 2026R00734 |
| Map Reference | LB O PG 29 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2026R-00734 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Name | Verified Name |
|---|---|
| Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Document Number | 2026R00735 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026R-00735 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 20, 2020 |
| Property Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Document Number | 1638/1043 |
| Book / Page | 1638 / 1043 |
| Map Reference | LB O PG 29 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,571.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 E CHAPEL LN, 214, MIDLAND, MI 48642-7012 |
| Name | Verified Name |
|---|---|
| Address | 106 ANCHUSA ST, LAKE JACKSON, TX 77566-4302 |
| Document Number | 16381045 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 1638/1045 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 19, 2019 |
| Property Address | 214 E CHAPEL LN, MIDLAND, MI 48642-7012 |
| Document Number | 01625/01417 |
| Book / Page | 01625 / 01417 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 01625-01417 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,462.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1319 E ASHMAN ST, MIDLAND, MI 48642-4758 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,600 | $245,200 | |
| 2024 | $3,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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